H.R. 1900: Bank Failure Prevention Act of 2025

119th Congress · introduced 2025-03-06 · Finance and Financial Sector · Latest: Placed on the Union Calendar, Calendar No. 101.

federal

What does this mean?

Official title

Bank Failure Prevention Act of 2025

Plain summary

Bank Failure Prevention Act of 2025 This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies. Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.) In addition, the board is prohibited from basing such application determinations on information provided by third parties.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

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What does this mean? (plain words)

Official text

Bank Failure Prevention Act of 2025

Source: Congressional Research Service summary (Introduced in House)

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Officials and money

Sponsor: Rep. Barr, Andy [R-KY-6] · 3 cosponsors

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Words on this page, explained (1)

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Sources

Congressional Research Service summary (Introduced in House)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-119hr1900.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/119/hr>

Record fed-us-cong119-hr1900 · catalog fed-us-congress-bills-cong119 · updated 2026-11-03 by psicol fed-bills