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H.R. 3174: Made in America Manufacturing Finance Act

119th Congress · introduced 2025-05-01 · Commerce · Latest: Committee on Small Business and Entrepreneurship. Hearings held.

federal

What does this mean?

Official title

Made in America Manufacturing Finance Act

Plain summary

Made in America Manufacturing Finance Act This bill increases the maximum loan amounts available to small manufacturers under the Small Business Administration's 7(a) and 504 loan programs. In particular, the bill generally doubles the maximum loan amount for small manufacturers under the 7(a) program and the bill increases the maximum loan amount for small manufacturers under the 504 program from $5.5 million to $10 million. Generally, 7(a) loans provide short- and long-term working capital which can be used for expenses such as operational needs. 504 loans provide financing for major fixed assets such as new facilities.

Congressional Research Service summary (Reported to House), quoted unchanged (nonpartisan). Read the source.

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If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

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What does this mean? (plain words)

Official text

Made in America Manufacturing Finance Act

Source: Congressional Research Service summary (Reported to House)

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Officials and money

Sponsor: Rep. Williams, Roger [R-TX-25] · 12 cosponsors

Money: CBO cost estimate: H.R. 3174, Made in America Manufacturing Finance Act (2025-09-24) No linked contracts or vendors yet.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong119-hr3174 · catalog fed-us-congress-bills-cong119 · updated 2026-11-03 by psicol fed-bills