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H.R. 3355: Ensuring U.S. Authority over U.S. Banking Regulations Act

119th Congress · introduced 2025-05-13 · Finance and Financial Sector · Latest: Referred to the House Committee on Financial Services.

federal

What does this mean?

Official title

Ensuring U.S. Authority over U.S. Banking Regulations Act

Plain summary

Ensuring U.S. Authority over U.S. Banking Regulations Act This bill requires specified federal banking regulators to make disclosures (1) when issuing major rules to conform with recommendations from non-governmental international organizations, and (2) when engaging with certain non-governmental international organizations about climate-related topics. Specifically, the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Federal Housing Finance Agency must submit to Congress notice, testimony, and a detailed economic analysis with respect to a major covered rule prior to its issuance. A major covered rul e under the bill is a rule (1) that has an effect on the U.S. economy of at least $10 billion over a 10-year-period, and (2) that is intended to align or conform with a recommendation from a non-governmental international organization (including the Financial Stability Board and the Basel Committee on Banking Supervision). Further, in order to engage with certain international organizations about climate-related financial risks, these regulators must report annually on (1) the international organization’s activities that the regulator participates in, such as a task force or committee; and (2) the organization's governmental and non-governmental funding sources.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

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What does this mean? (plain words)

Official text

Ensuring U.S. Authority over U.S. Banking Regulations Act

Source: Congressional Research Service summary (Introduced in House)

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Officials and money

Sponsor: Rep. Loudermilk, Barry [R-GA-11] · 0 cosponsors

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A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

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Sources

Record fed-us-cong119-hr3355 · catalog fed-us-congress-bills-cong119 · updated 2026-11-03 by psicol fed-bills