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H.R. 6495: Taxpayer Notification and Privacy Act

119th Congress · introduced 2025-12-05 · Taxation · Latest: Received in the Senate and Read twice and referred to the Committee on Finance.

federal

What does this mean?

Official title

Taxpayer Notification and Privacy Act

Plain summary

Taxpayer Notification and Privacy Act This bill expands the Internal Revenue Service (IRS) notice requirements for contacting a third party (e.g., employer or bank) for information related to a taxpayer’s federal tax liability and the rights of the taxpayer in such situation. (Conditions and exceptions apply.) Currently, the IRS must notify a taxpayer at least 45 days in advance of a time period during which the IRS intends to contact a third party for information related to the taxpayer’s tax liability but is not required to specify what information is being sought. The bill requires the IRS to specify in a notice to a taxpayer each item of information sought from a third party when (1) the IRS has not previously requested such information from the taxpayer, and (2) the taxpayer can reasonably provide such information. This requirement does not apply if the IRS determines such third-party information is necessary. Further, under the bill, a taxpayer is allowed no less than 45 days (or more if requested by the taxpayer and deemed reasonable) to respond before the IRS contacts such third party.

Congressional Research Service summary (Reported to House), quoted unchanged (nonpartisan). Read the source.

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If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Taxpayer Notification and Privacy Act

Source: Congressional Research Service summary (Reported to House)

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Officials and money

Sponsor: Rep. Steube, W. Gregory [R-FL-17] · 1 cosponsors

Money: CBO cost estimate: H.R. 6495, Taxpayer Notification and Privacy Act (2026-02-05) No linked contracts or vendors yet.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong119-hr6495 · catalog fed-us-congress-bills-cong119 · updated 2026-11-03 by psicol fed-bills