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H.R. 6553: TIER Act of 2025

119th Congress · introduced 2025-12-10 · Finance and Financial Sector · Latest: Placed on the Union Calendar, Calendar No. 457.

federal

What does this mean?

Official title

TIER Act of 2025

Plain summary

Tailoring and Indexing Enhanced Regulations Act of 2025 or the TIER Act of 2025 This bill increases the dollar asset thresholds for various fees, reporting requirements, and regulatory supervision applicable to certain financial companies and banks. For example, the bill increases the asset threshold above which bank holding companies and savings and loan companies must pay certain Federal Reserve Board assessments; financial holding companies need board approval to acquire a company; bank holding companies must report on the company’s financial condition to the Financial Stability Oversight Council; and bank holding companies may be subject to increased supervision if, among other things, they are found to pose a grave threat to U.S. financial stability. Periodically, the Federal Reserve Board must increase statutory thresholds and thresholds established by rule to reflect increases in the gross domestic product.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

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If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

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Officials and money

Sponsor: Rep. Barr, Andy [R-KY-6] · 7 cosponsors

Money: No cost estimate published yet. No linked contracts or vendors yet.

Words on this page, explained (2)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Statute
A written law passed by a legislature. A statute can be changed by a later law; changing a constitution needs an amendment.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong119-hr6553 · catalog fed-us-congress-bills-cong119 · updated 2026-11-03 by psicol fed-bills