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H.R. 8896: Loan Forgiveness for Educators Act of 2026

119th Congress · introduced 2026-05-19 · Education · Latest: Referred to the House Committee on Education and Workforce.

federal

What does this mean?

Official title

Loan Forgiveness for Educators Act of 2026

Plain summary

Loan Forgiveness for Educators Act of 2026 This bill expands loan forgiveness for educators by revising the Teacher Loan Forgiveness Program. The program provides loan forgiveness (up to $17,500) for teachers who are highly qualified, teach full-time in a low-income elementary or secondary school or educational service agency, and complete five years of consecutive service. Specifically, the bill renames the program as the Educator Loan Forgiveness Programs. Additionally, the bill expands the program by making additional loan types eligible for benefits under the program (e.g., Parent PLUS Loans). Further, the bill expands program eligibility to early childhood educators and program directors serving in early childhood education programs and school leaders serving in public high-need schools. The bill requires the Department of Education to make monthly student loan payments on behalf of the educator during qualifying service (i.e., employment as a full-time qualifying educator in a high-need school or an early childhood education program), provide complete loan forgiveness after five years of qualifying service (which does not have to be consecutive), and take steps to notify borrowers about changes to the program.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

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A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Loan Forgiveness for Educators Act of 2026

Source: Congressional Research Service summary (Introduced in House)

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Officials and money

Sponsor: Rep. Leger Fernandez, Teresa [D-NM-3] · 17 cosponsors

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Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong119-hr8896 · catalog fed-us-congress-bills-cong119 · updated 2026-11-03 by psicol fed-bills