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S. 127: Whole-Home Repairs Act of 2025

119th Congress · introduced 2025-01-16 · Housing and Community Development · Latest: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

federal

What does this mean?

Official title

Whole-Home Repairs Act of 2025

Plain summary

Whole-Home Repairs Act of 2025 This bill establishes a pilot program through which the Department of Housing and Urban Development provides grants to state and local governments to support the ability of certain landlords and low- to moderate-income homeowners to make necessary modifications, repairs, or updates to their properties. State and local governments must use the funds they receive under the program to award grants to homeowners and loans to landlords to make changes that address issues such as accessibility, habitability, and energy efficiency. A homeowner is eligible for a grant if the homeowner's household income (1) does not exceed 80% of the area median income, (2) does not exceed 200% of the federal poverty guidelines, or (3) meets the income eligibility criteria of another federal program that serves families of limited means. A landlord is eligible for a loan (which may be forgivable) if the landlord owns fewer than 10 rental properties that have a total of up to 50 units and that mostly consist of units that are affordable (i.e., affordable to a tenant with an income that does not exceed 80% of the area median income). The program terminates on October 1, 2030.

Congressional Research Service summary (Introduced in Senate), quoted unchanged (nonpartisan). Read the source.

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What does this mean? (plain words)

Official text

Whole-Home Repairs Act of 2025

Source: Congressional Research Service summary (Introduced in Senate)

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Officials and money

Sponsor: Sen. Fetterman, John [D-PA] · 10 cosponsors

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Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong119-s127 · catalog fed-us-congress-bills-cong119 · updated 2026-11-03 by psicol fed-bills