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S. 245: Insure Cybersecurity Act of 2025
119th Congress · introduced 2025-01-24 · Science, Technology, Communications · Latest: Placed on Senate Legislative Calendar under General Orders. Calendar No. 90.
federal
Official title
Insure Cybersecurity Act of 2025
Plain summary
Insure Cybersecurity Act of 2025 This bill requires the National Telecommunications and Information Administration (NTIA) to establish a working group on cyber insurance policies. Under the bill, these are defined as policies that offer coverage for losses, damages, and costs incurred due to cyberattacks and related incidents. The working group is directed to analyze and address issues in the cyber insurance market facing both insurers and their customers. Specifically, the working group must develop information for customers on how to effectively evaluate policy options, and for insurers on how to clearly communicate with customers regarding policy provisions. Additionally, the working group is directed to analyze and explain in layman’s terms terminology commonly used in cyber insurance policies, including terminology used to include or exclude coverage for losses from cyber incidents; how common policy provisions correspond to cyber incidents and potential responses, including ransomware and potential ransom payments; and constraints faced by insurers in covering higher losses in cyber risk areas, such as reputational damage and loss of intellectual property. At the conclusion of the working group's term, NTIA must publish and disseminate informative resources for cyber insurance stakeholders, including any recommendations formulated by the working group.
Congressional Research Service summary (Introduced in Senate), quoted unchanged (nonpartisan). Read the source.
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Official text
Insure Cybersecurity Act of 2025
Source: Congressional Research Service summary (Introduced in Senate)
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Officials and money
Sponsor: Sen. Hickenlooper, John W. [D-CO] · 1 cosponsors
Money: CBO cost estimate: S. 245, Insure Cybersecurity Act of 2025 (2025-02-20) No linked contracts or vendors yet.
Words on this page, explained (1)
- Bill
- A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Plain meanings written from linked sources. All words.
Sources
- Congressional Research Service summary (Introduced in Senate)
- Congress.gov
- Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-119s245.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/119/s>
Record fed-us-cong119-s245 · catalog fed-us-congress-bills-cong119 · updated 2026-11-03 by psicol fed-bills