H.R. 253: Flood Insurance Reform Act of 2003

108th Congress · introduced 2003-01-08 · Emergency Management · Latest: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

federal

Follow this bill, step by step

Where it came from: introduced 2003-01-08 · official record
Who proposed it: Rep. Bereuter, Doug [R-NE-1] · what a sponsor is
What happened next: 1 recorded vote in our records. Latest: House roll call 655 (2003): On Motion to Suspend the Rules and Pass, as Amended, HR253 (2003-11-20), Passed. See all
Where it stands now: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Not final yet: this can still change. We check for updates every day.
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Flood Insurance Reform Act of 2003

Plain summary

Two Floods and You Are Out of the Taxpayers' Pocket Act of 2003 - Amends the National Flood Insurance Act of 1968 to require the Director of the Federal Emergency Management Agency, in awarding grants for mitigation activities, to give priority to properties for which repetitive flood insurance claim payments (as specified by this Act) have been made. Authorizes the Director to waive mitigation assistance limits when the State or community has repetitive insurance claims properties and such waiver is cost-effective and in the best interests of the National Flood Insurance Fund. Increases amounts credited to the National Flood Mitigation Fund from the National Flood Insurance Fund, such amounts to be used only for repetitive insurance claims properties. Extends through FY 2007 the authority to enter into flood insurance contracts and the authorization of appropriations for the national flood insurance program. Provides chargeable national flood insurance premium rates for: (1) repetitive insurance claims properties; and (2) certain coastal and river properties leased from the Government. Authorizes annual premium increases with respect to such properties. Amends the National Flood Insurance Reform Act of 1994 to prohibit Federal disaster relief assistance from being used for repair, replacement, or restoration of any property in the area for which: (1) repetitive claim payments have been made; and (2) Federal mitigation assistance has been offered to, but refused by, the property owner. Authorizes the Director to provide for funding for mitigation actions that reduce flood damages to repetitive insurance claims properties, under certain conditions. Provides funding for such assistance from the National Flood Insurance Fund.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

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What does this mean? (plain words)

Official text

Flood Insurance Reform Act of 2003

Source: Congressional Research Service summary (Introduced in House)

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Bereuter, Doug [R-NE-1] · 4 cosponsors

Cost estimate: CBO cost estimate: H.R. 253, Two Floods and You Are Out of the Taxpayers' Pocket Act of 2003 (2003-09-03); CBO cost estimate: H.R. 253, Two Floods and You Are Out of the Taxpayers' Pocket Act of 2003 (2003-09-03)

Cosponsors on this site

Recorded votes

House roll call 655 (2003): On Motion to Suspend the Rules and Pass, as Amended, HR253 (2003-11-20): Passed

Words on this page, explained (3)

Appropriation: Money a legislature sets aside by law for a specific purpose. Government agencies may spend public money only as it has been appropriated.
Authorization: A law that creates or continues a government program and says what it may do, often with a suggested spending ceiling. An authorization alone does not provide money; a separate appropriation does.
Fiscal year: The 12-month period a government uses for its budget. The federal fiscal year runs from October 1 to September 30 and is named for the calendar year in which it ends. Most states use July 1 to June 30.

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Introduced in House)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-108hr253.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/108/hr>

Record fed-us-cong108-hr253 · catalog fed-us-congress-bills-cong108 · updated 2026-11-15 by psicol fed-bills-cong108