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H.R. 773: 21st Century Access to Banking Act

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H.R. 773: 21st Century Access to Banking Act

108th Congress · introduced 2003-02-13 · Finance and Financial Sector · Latest: Sponsor introductory remarks on measure. (CR 9/15/2004 H7158)

federal

Follow this bill, step by step

  1. Where it came from: introduced 2003-02-13 · official record
  2. Who proposed it: Rep. Hinojosa, Ruben [D-TX-15] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Sponsor introductory remarks on measure. (CR 9/15/2004 H7158) Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

21st Century Access to Banking Act

Plain summary

21st Century Access to Banking Act - Amends Federal law regarding customer identification verification by financial institutions to declare that a matricula consular (a water-sealed photo identification card issued by the Government of Mexico to Mexican nationals) issued in the United States by a duly authorized consular officer of the Government of Mexico shall be a valid form of identification of the individual to whom it is issued.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

21st Century Access to Banking Act

Source: Congressional Research Service summary (Introduced in House)

AI explanation – may be wrong, check the official text

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Hinojosa, Ruben [D-TX-15] · 16 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Nydia M. Velázquez (D-NY), Linda T. Sánchez (D-CA)

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Authorization
A law that creates or continues a government program and says what it may do, often with a suggested spending ceiling. An authorization alone does not provide money; a separate appropriation does.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong108-hr773 · catalog fed-us-congress-bills-cong108 · updated 2026-11-15 by psicol fed-bills-cong108