S. 1858: Community Disaster Loan Act of 2005

109th Congress · introduced 2005-10-07 · Emergency Management · Latest: Became Public Law No: 109-88.

federal

Follow this bill, step by step

Where it came from: introduced 2005-10-07 · official record
Who proposed it: Sen. Vitter, David [R-LA] · what a sponsor is
What happened next: no floor votes in our records yet. Why?
Where it stands now: Became Public Law No: 109-88. (final step reached)
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Community Disaster Loan Act of 2005

Plain summary

(This measure has not been amended since it was introduced in the Senate on October 7, 2005. The summary of that version is repeated here.) Community Disaster Loan Act of 2005 - Authorizes the transfer of up to $750 million, of the "Disaster Relief" amounts provided in Public Law 109-62, to the Disaster Assistance Direct Loan Program (including up to $1 million for related administrative expenses) for the cost of direct loans as authorized under the Robert T. Stafford Disaster Relief and Emergency Assistance Act. Requires such funds to be used to assist local governments in providing essential services. Allows such transfer to subsidize gross obligations for the principal amount of direct loans not to exceed $1 billion under the Stafford Act. Permits the amount of any such loan to exceed $5 million. Prohibits the cancellation of such loans.

Congressional Research Service summary (Public Law), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Community Disaster Loan Act of 2005

Source: Congressional Research Service summary (Public Law)

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The strongest published arguments

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Sen. Vitter, David [R-LA] · 1 cosponsors

Cost estimate: CBO cost estimate: S. 1858, Community Disaster Loan Act of 2005 (2005-11-03); CBO cost estimate: S. 1858, Community Disaster Loan Act of 2005 (2005-11-03)

Cosponsors on this site

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (2)

Authorization: A law that creates or continues a government program and says what it may do, often with a suggested spending ceiling. An authorization alone does not provide money; a separate appropriation does.
Obligation: A binding promise by a government agency to pay money, for example by signing a contract or awarding a grant. Spending data such as USAspending.gov counts money when it is obligated, which can be before it is actually paid out.

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Public Law)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-109s1858.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/109/s>

Record fed-us-cong109-s1858 · catalog fed-us-congress-bills-cong109 · updated 2026-11-15 by psicol fed-bills-cong109