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H.R. 3606: Credit CARD Technical Corrections Act of 2009

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H.R. 3606: Credit CARD Technical Corrections Act of 2009

111th Congress · introduced 2009-09-17 · Finance and Financial Sector · Latest: Became Public Law No: 111-93.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2009-09-17 · official record
  2. Who proposed it: Rep. Welch, Peter [D-VT-At Large] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Became Public Law No: 111-93. (final step reached)
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Credit CARD Technical Corrections Act of 2009

Plain summary

(This measure has not been amended since it was introduced. The summary of that version is repeated here.) Credit CARD Technical Corrections Act of 2009 - Amends the Truth in Lending Act, as amended by the Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit CARD Act of 2009), to make a technical amendment with respect to the timing of payments related to open end consumer credit plans. Adds the phrase "a credit card account under" to the timing requirement to specify that a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose, unless the creditor has adopted reasonable procedures designed to ensure that each periodic statement is mailed or delivered to the consumer at least 21 days before the payment due date.

Congressional Research Service summary (Public Law), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Credit CARD Technical Corrections Act of 2009

Source: Congressional Research Service summary (Public Law)

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Welch, Peter [D-VT-At Large] · 4 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Sponsor's campaign money: Rep. Welch, Peter [D-VT-At Large] reported raising $248,839 (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Sources

Record fed-us-cong111-hr3606 · catalog fed-us-congress-bills-cong111 · updated 2026-11-15 by psicol fed-bills-cong111