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H.R. 6254: To amend the National Flood Insurance Act of 1968 to provide for certain exceptions to the mandatory 30-day waiting period before new or modified flood insurance coverage takes effect.

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H.R. 6254: To amend the National Flood Insurance Act of 1968 to provide for certain exceptions to the mandatory 30-day waiting period before new or modified flood insurance coverage takes effect.

111th Congress · introduced 2010-09-29 · Emergency Management · Latest: Referred to the House Committee on Financial Services.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2010-09-29 · official record
  2. Who proposed it: Rep. Kirkpatrick, Ann [D-AZ-1] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the House Committee on Financial Services. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

To amend the National Flood Insurance Act of 1968 to provide for certain exceptions to the mandatory 30-day waiting period before new or modified flood insurance coverage takes effect.

Plain summary

Amends the National Flood Insurance Act of 1968 to create an exception to the mandatory 30-day waiting period for new flood insurance coverage to take effect under the National Flood Insurance Program. Exempts from the waiting period the purchase of flood insurance coverage for which the Secretary of Homeland Security (DHS) waives the period because of an occurrence that has caused the area covered by the insurance to be more susceptible to flooding than before the occurrence. Specifies in particular property located in an area that, because of a wildfire beginning on June 20, 2010, became more susceptible to flooding than before the wildfire. Allows the Secretary to apply the waiver retroactively. Directs the Administrator of the Federal Emergency Management Agency (FEMA) to ensure that flood insurance coverage of such a covered property takes effect on the date that all obligations for coverage (including completion of the application and payment of any initial premiums owed) were satisfactorily completed.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

To amend the National Flood Insurance Act of 1968 to provide for certain exceptions to the mandatory 30-day waiting period before new or modified flood insurance coverage takes effect.

Source: Congressional Research Service summary (Introduced in House)

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Kirkpatrick, Ann [D-AZ-1] · 0 cosponsors

Cost estimate: No cost estimate published yet.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (2)
Obligation
A binding promise by a government agency to pay money, for example by signing a contract or awarding a grant. Spending data such as USAspending.gov counts money when it is obligated, which can be before it is actually paid out.
Securities
Financial investments that can be bought and sold, such as stocks and bonds.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong111-hr6254 · catalog fed-us-congress-bills-cong111 · updated 2026-11-15 by psicol fed-bills-cong111