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S. 3078: Health Insurance Rate Authority Act of 2010

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S. 3078: Health Insurance Rate Authority Act of 2010

111th Congress · introduced 2010-03-04 · Health · Latest: Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S1174-1175)

federal

Follow this bill, step by step

  1. Where it came from: introduced 2010-03-04 · official record
  2. Who proposed it: Sen. Feinstein, Dianne [D-CA] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S1174-1175) Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Health Insurance Rate Authority Act of 2010

Plain summary

Health Insurance Rate Authority Act of 2010 - Amends the Public Health Service Act to require the Secretary of Health and Human Services (HHS) to establish a uniform process for the review of potentially unreasonable increases in rates for health insurance coverage, which shall include premiums. Directs the Secretary to establish a Health Insurance Rate Authority to advise and make recommendations to the Secretary. Sets forth corrective actions for unreasonable increases in rates. Requires a report on state authority to review rates and take corrective action, rating requests received by the state and actions taken, justifications by insurance issuers for rate requests, and a recommended definition of unreasonable rate increase. Requires the Secretary to determine: (1) for which states the state insurance commissioner will review rate increases and take corrective action; and (2) for which states the Secretary will undertake such actions based on the Secretary's determination that such states lack the authority and capability. Directs the Secretary to develop a uniform data collection system for new and increased rate information. Requires the Authority to produce annually a single, aggregate report on insurance market behavior. Directs states, as a condition of receiving a grant under this Act, to provide the Secretary with information about trends in rate increases in health insurance coverage in premium rating areas in the state. Requires the Secretary to carry out a program to award grants to states to carry out this Act. Authorizes the Secretary to enforce this Act if the state does not substantially enforce the provisions. Establishes civil penalties for violations.

Congressional Research Service summary (Introduced in Senate), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Health Insurance Rate Authority Act of 2010

Source: Congressional Research Service summary (Introduced in Senate)

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The strongest published arguments

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Sen. Feinstein, Dianne [D-CA] · 12 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Sheldon Whitehouse (D-RI), Jack Reed (D-RI), Bernard Sanders (I-VT), Kirsten E. Gillibrand (D-NY)

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Sources

Record fed-us-cong111-s3078 · catalog fed-us-congress-bills-cong111 · updated 2026-11-15 by psicol fed-bills-cong111