H.Con.Res. 85: Expressing the sense of the House of Representatives regarding the proposed settlement between the Department of Justice, the State attorneys general, and mortgage servicers regarding mortgage fraud and the economic crisis.

H.Con.Res. 85: Expressing the sense of the House of Representatives regarding the proposed settlement between the Department of Justice, the State attorneys general, and mortgage servicers regarding mortgage fraud and the economic crisis.

112th Congress · introduced 2011-11-03 · Housing and Community Development · Latest: Referred to the Subcommittee on Crime, Terrorism, and Homeland Security.

federal

Follow this bill, step by step

Where it came from: introduced 2011-11-03 · official record
Who proposed it: Rep. Baldwin, Tammy [D-WI-2] · what a sponsor is
What happened next: no floor votes in our records yet. Why?
Where it stands now: Referred to the Subcommittee on Crime, Terrorism, and Homeland Security. Not final yet: this can still change. We check for updates every day.
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Expressing the sense of the House of Representatives regarding the proposed settlement between the Department of Justice, the State attorneys general, and mortgage servicers regarding mortgage fraud and the economic crisis.

Plain summary

Expresses the sense of the House of Representatives that any action taken by the Department of Justice should be consistent with the following goals: (1) the mortgage servicers who engage in fraudulent behavior should not be granted criminal or civil immunity for potential wrongdoing related to illegal mortgage and foreclosure practices; (2) the federal government and state attorneys general should proceed with full investigation into claims of fraudulent behavior by mortgage servicers; and (3) any financial settlement reached with mortgage servicers should appropriately compensate for, and accurately reflect, the extent of harm to all victims, including homeowners and state pension beneficiaries, caused by the mortgage servicer's fraudulent behavior.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

A Yea supports adopting this resolution.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Expressing the sense of the House of Representatives regarding the proposed settlement between the Department of Justice, the State attorneys general, and mortgage servicers regarding mortgage fraud and the economic crisis.

Source: Congressional Research Service summary (Introduced in House)

AI explanation – may be wrong, check the official text

No AI explanation yet. It takes up to a minute to write and is then saved for everyone.

Limited to a few requests an hour per person.

The strongest published arguments

Arguments for (supporters)

Needs sources: no published arguments on this side yet. We only show items backed by a published source. Suggest one.

Arguments against (opponents)

Needs sources: no published arguments on this side yet. We only show items backed by a published source. Suggest one.

Alternatives

Needs sources: no published alternatives yet (for example a different bill, a law instead of an amendment, or keeping current law). We only show items backed by a published source. Suggest one.

How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Baldwin, Tammy [D-WI-2] · 71 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Janice D. Schakowsky (D-IL), Marcy Kaptur (D-OH), Mike Thompson (D-CA), Doris O. Matsui (D-CA), Gwen Moore (D-WI), James P. McGovern (D-MA), Steve Cohen (D-TN), John B. Larson (D-CT), Eleanor Holmes Norton (D-DC), Danny K. Davis (D-IL), Edward J. Markey (D-MA), Maxine Waters (D-CA), Henry C. "Hank" Johnson, Jr. (D-GA), André Carson (D-IN), Mike Quigley (D-IL), Chellie Pingree (D-ME), Peter Welch (D-VT) and 11 more.

Sponsor's campaign money: Rep. Baldwin, Tammy [D-WI-2] reported raising $3.5 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

Agencies named in this bill

Department of Justice: its federal spending and other bills that name it

Found automatically: the agency's full official name appears in the bill title. A bill can affect agencies it does not name, so this list may be incomplete.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (2)

Resolution: A formal statement or decision by a legislative body. Simple resolutions often only express an opinion or set rules for one chamber; they do not become law.
Roll-call vote: A vote where each member's position is recorded by name, so the public can see how every member voted. "Yea" means yes, "Nay" means no, "Present" means the member was there but did not take a side.

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Introduced in House)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-112hconres85.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/112/hconres>

Record fed-us-cong112-hconres85 · catalog fed-us-congress-bills-cong112 · updated 2026-11-15 by psicol fed-bills-cong112