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H.R. 2446: RESPA Home Warranty Clarification Act of 2012

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H.R. 2446: RESPA Home Warranty Clarification Act of 2012

112th Congress · introduced 2011-07-07 · Housing and Community Development · Latest: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2011-07-07 · official record
  2. Who proposed it: Rep. Biggert, Judy [R-IL-13] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

RESPA Home Warranty Clarification Act of 2012

Plain summary

(This measure has not been amended since it was reported to the House on July 31, 2012. The summary of that version is repeated here.) RESPA Home Warranty Clarification Act of 2012 - Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) to state that no prohibited kickback or unearned fee incident to a real estate settlement service involving a federally related mortgage loan shall be deemed to include, or be deemed to have included, homeowner warranties or similar residential service contracts for the repair or replacement of home system components or home appliances. Requires any person that pays another person not employed by the person for selling, advertising, marketing, or processing, or performing an inspection in connection with, a homeowner warranty or similar residential service contract for the repair or replacement of home system components or home appliances, to include a specified statement reflecting this Act in any such warranty or contract incident to a transaction involving the origination of a federally related mortgage loan. Requires any person who has contracted to receive payment from a provider of such services for recommending the purchase of a home warranty or similar residential service contract, and is not an employee of such provider, to give the potential purchaser, upon first recommending such a purchase, a written notice informing the individual that such person has received or will receive compensation from the warranty company for the residential service. Allows the individual to opt out of purchasing such a warranty or service contract, or to purchase it from another provider.

Congressional Research Service summary (Passed House amended), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

RESPA Home Warranty Clarification Act of 2012

Source: Congressional Research Service summary (Passed House amended)

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The strongest published arguments

Arguments for (supporters)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Biggert, Judy [R-IL-13] · 40 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Bill Huizenga (R-MI), Gwen Moore (D-WI), Emanuel Cleaver (D-MO), Steve Cohen (D-TN), Shelley Moore Capito (R-WV), Terri A. Sewell (D-AL), Marsha Blackburn (R-TN), Eric A. "Rick" Crawford (R-AR), Scott DesJarlais (R-TN), Charles J. "Chuck" Fleischmann (R-TN), Brad Sherman (D-CA), Gregory W. Meeks (D-NY), Brett Guthrie (R-KY)

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Sources

Record fed-us-cong112-hr2446 · catalog fed-us-congress-bills-cong112 · updated 2026-11-15 by psicol fed-bills-cong112