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H.R. 1997: Communities Achieving Sustainability Act

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H.R. 1997: Communities Achieving Sustainability Act

113th Congress · introduced 2013-05-15 · Housing and Community Development · Latest: Referred to the House Committee on Financial Services.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2013-05-15 · official record
  2. Who proposed it: Rep. McKeon, Howard P. "Buck" [R-CA-25] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the House Committee on Financial Services. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Communities Achieving Sustainability Act

Plain summary

Communities Achieving Sustainability Act - Directs the Secretary of Housing and Urban Development (HUD), during a 2-year period, to insure and make commitments to insure rehabilitation loans (including advances during rehabilitation) made by financial institutions in order to assist in the rehabilitation of 1- to 4-family structures used primarily for residential purposes. Limits insurable rehabilitation loans to investors who do not intend to occupy the structure in question but obtain a rehabilitation loan for the purpose of appreciation or production of income with respect to the structure. Allows mortgage insurance for up to four such structures during a calendar year. Prohibits such mortgages from exceeding 90% of the appraised value of the structure in question. Requires the single premium payment due at the time of insurance to be increased by 10 basis points for any mortgage insured under this Act.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Communities Achieving Sustainability Act

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. McKeon, Howard P. "Buck" [R-CA-25] · 1 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Scott H. Peters (D-CA)

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Appraisal
An estimate of what property is worth. In Texas, county appraisal districts set the value that property taxes are based on.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong113-hr1997 · catalog fed-us-congress-bills-cong113 · updated 2026-11-15 by psicol fed-bills-cong113