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H.R. 3240: Regulation D Study Act

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H.R. 3240: Regulation D Study Act

113th Congress · introduced 2013-10-03 · Finance and Financial Sector · Latest: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2013-10-03 · official record
  2. Who proposed it: Rep. Pittenger, Robert [R-NC-9] · what a sponsor is
  3. What happened next: 1 recorded vote in our records. Latest: House roll call 538 (2014): On Motion to Suspend the Rules and Pass, HR3240 (2014-12-02), Passed. See all
  4. Where it stands now: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Regulation D Study Act

Plain summary

(This measure has not been amended since it was introduced. The summary of that version is repeated here.) Regulation D Study Act - Directs the Comptroller General (GAO) to study the impact upon depository institutions, consumers, and monetary policy of the requirement that depository institutions maintain reserves in accordance with the Federal Reserve Act and Regulation D (Reserve Requirements of Depository Institutions). Requires such study to include: (1) a historic review of how the Board of Governors of the Federal Reserve System has used reserve requirements to conduct U.S. monetary policy, (2) the impact of the maintenance of reserves upon depository institutions, (3) the impact upon consumers in managing their accounts, and (4) alternatives available to the Board to maintain reserves to effect monetary policy.

Congressional Research Service summary (Passed House without amendment), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Regulation D Study Act

Source: Congressional Research Service summary (Passed House without amendment)

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The strongest published arguments

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Pittenger, Robert [R-NC-9] · 34 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Tom Cotton (R-AR), Marc A. Veasey (D-TX), Gary C. Peters (D-MI), Frank D. Lucas (R-OK), Bill Foster (D-IL), Mark E. Amodei (R-NV), Raul Ruiz (D-CA), Eleanor Holmes Norton (D-DC), Jared Huffman (D-CA), Juan Vargas (D-CA), Jim Costa (D-CA), Robert E. Latta (R-OH), Mark Takano (D-CA), David P. Joyce (R-OH)

Recorded votes

Words on this page, explained (1)
Rulemaking
The process agencies use to write regulations that carry out laws passed by Congress or a legislature. Usually an agency publishes a proposed rule, takes public comments, then publishes a final rule.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong113-hr3240 · catalog fed-us-congress-bills-cong113 · updated 2026-11-15 by psicol fed-bills-cong113