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H.R. 544: Letting Insurance Benefit Everyone Regardless of Their Youth (LIBERTY) Act

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H.R. 544: Letting Insurance Benefit Everyone Regardless of Their Youth (LIBERTY) Act

113th Congress · introduced 2013-02-06 · Health · Latest: Referred to the Subcommittee on Health.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2013-02-06 · official record
  2. Who proposed it: Rep. Gingrey, Phil [R-GA-11] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the Subcommittee on Health. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Letting Insurance Benefit Everyone Regardless of Their Youth (LIBERTY) Act

Plain summary

Letting Insurance Benefit Everyone Regardless of Their Youth (LIBERTY) Act - Amends the Public Health Service Act to increase the permissible variation based on age for premium rates charged by a health insurance issuer for health insurance coverage offered in the individual or small group market from "3 to 1" for adults to "5 to 1" for adults, or such other ratio for adults as the state involved may provide. (The restrictions on premium variations enacted under the Patient Protection and Affordable Care Act apply to plan years beginning on or after January 1, 2014.)

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Letting Insurance Benefit Everyone Regardless of Their Youth (LIBERTY) Act

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Gingrey, Phil [R-GA-11] · 40 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Bill Cassidy (R-LA), Marsha Blackburn (R-TN), Paul A. Gosar (R-AZ), Joe Wilson (R-SC), Tom Cotton (R-AR), Robert J. Wittman (R-VA), Ann Wagner (R-MO), Ken Calvert (R-CA)

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Sources

Record fed-us-cong113-hr544 · catalog fed-us-congress-bills-cong113 · updated 2026-11-15 by psicol fed-bills-cong113