H.R. 911: Competitive Health Insurance Reform Act of 2013
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H.R. 911: Competitive Health Insurance Reform Act of 2013
113th Congress · introduced 2013-02-28 · Health · Latest: Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
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Follow this bill, step by step
- Where it came from: introduced 2013-02-28 · official record
- Who proposed it: Rep. Gosar, Paul A. [R-AZ-4] · what a sponsor is
- What happened next: no floor votes in our records yet. Why?
- Where it stands now: Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law. Not final yet: this can still change. We check for updates every day.
- If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.
Official title
Competitive Health Insurance Reform Act of 2013
Plain summary
Competitive Health Insurance Reform Act of 2013 - Amends the McCarran-Ferguson Act to declare that nothing in that Act shall modify, impair, or supersede the operation of any of the antitrust laws with respect to the business of health insurance, including the business of dental insurance. Specifically excludes from the business of health (and dental) insurance covered by this Act the business of life insurance (including annuities) or of property or casualty insurance, including but not limited to: (1) accident only, or disability income insurance only, or any combination of them; (2) liability insurance, including supplemental insurance, general liability insurance, and automobile liability insurance; (3) workers' compensation or similar insurance; (4) automobile medical payment insurance; (5) credit-only insurance; (6) insurance coverage for on-site medical clinics; (7) other similar insurance coverage, specified in regulations, under which benefits for medical care are secondary or incidental to other insurance benefits; (8) insurance for long-term care, nursing home care, home health care, community-based care, or any combination of them; (9) insurance coverage only for a specified disease or illness offered as independent, noncoordinated benefits; and (10) hospital indemnity or other fixed indemnity insurance offered as independent, noncoordinated benefits. Applies prohibitions against using unfair methods of competition to the business of health insurance without regard to whether such business is carried on for profit.
Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.
What a vote does
A “Yea” vote
If it passes both chambers and is signed, it becomes law.
A “Nay” vote
If it is not passed, current law stays as it is.
PSI Sci description of the legislative step (not an opinion).
What does this mean? (plain words)
Official text
Competitive Health Insurance Reform Act of 2013
Source: Congressional Research Service summary (Introduced in House)
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Alternatives
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How did my representative vote? · This bill's floor votes
Officials and money
Sponsor: Rep. Gosar, Paul A. [R-AZ-4] · 17 cosponsors
Cost estimate: No cost estimate published yet.
Cosponsors on this site
Michael K. Simpson (R-ID), Lloyd Doggett (D-TX), Juan Vargas (D-CA), Christopher H. Smith (R-NJ), Scott H. Peters (D-CA), Steve Daines (R-MT), Joe Courtney (D-CT), Mark Pocan (D-WI)
Sponsor's campaign money: Rep. Gosar, Paul A. [R-AZ-4] reported raising $813,542 (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.
No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.
Words on this page, explained (1)
- Rulemaking
- The process agencies use to write regulations that carry out laws passed by Congress or a legislature. Usually an agency publishes a proposed rule, takes public comments, then publishes a final rule.
Plain meanings written from linked sources. All words.
Sources
- Congressional Research Service summary (Introduced in House)
- Congress.gov
- Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-113hr911.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/113/hr>
Record fed-us-cong113-hr911 · catalog fed-us-congress-bills-cong113 · updated 2026-11-15 by psicol fed-bills-cong113