H.R. 1348: Health Insurance Freedom Act of 2015
Before you vote › Federal bills
H.R. 1348: Health Insurance Freedom Act of 2015
114th Congress · introduced 2015-03-10 · Health · Latest: Referred to the Subcommittee on Health.
federal
Follow this bill, step by step
- Where it came from: introduced 2015-03-10 · official record
- Who proposed it: Rep. Ellmers, Renee L. [R-NC-2] · what a sponsor is
- What happened next: no floor votes in our records yet. Why?
- Where it stands now: Referred to the Subcommittee on Health. Not final yet: this can still change. We check for updates every day.
- If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.
Official title
Health Insurance Freedom Act of 2015
Plain summary
Health Insurance Freedom Act of 2015 This bill amends the Patient Protection and Affordable Care Act to allow health insurance that meets state and federal benefit requirements as of October 1, 2013, to be sold on health insurance exchanges. Such insurance fulfills an individual's requirement to maintain minimum essential coverage but is not eligible for premium assistance and is not treated as a bronze, silver, gold, or platinum plan. Currently, health insurance must provide the essential health benefits to be sold on health insurance exchanges and fulfill an individual's requirement to maintain minimum essential coverage.
Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.
What a vote does
A “Yea” vote
If it passes both chambers and is signed, it becomes law.
A “Nay” vote
If it is not passed, current law stays as it is.
PSI Sci description of the legislative step (not an opinion).
What does this mean? (plain words)
Official text
Health Insurance Freedom Act of 2015
Source: Congressional Research Service summary (Introduced in House)
AI explanation – may be wrong, check the official text
No AI explanation yet. It takes up to a minute to write and is then saved for everyone.
Limited to a few requests an hour per person.
The strongest published arguments
Arguments for (supporters)
Needs sources: no published arguments on this side yet. We only show items backed by a published source. Suggest one.
Arguments against (opponents)
Needs sources: no published arguments on this side yet. We only show items backed by a published source. Suggest one.
Alternatives
Needs sources: no published alternatives yet (for example a different bill, a law instead of an amendment, or keeping current law). We only show items backed by a published source. Suggest one.
How did my representative vote? · This bill's floor votes
Officials and money
Sponsor: Rep. Ellmers, Renee L. [R-NC-2] · 0 cosponsors
Cost estimate: No cost estimate published yet.
No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.
Words on this page, explained (1)
- Bill
- A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Plain meanings written from linked sources. All words.
Sources
- Congressional Research Service summary (Introduced in House)
- Congress.gov
- Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-114hr1348.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/114/hr>
Record fed-us-cong114-hr1348 · catalog fed-us-congress-bills-cong114 · updated 2026-11-15 by psicol fed-bills-cong114