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H.R. 2309: Freedom from Discrimination in Credit Act of 2015

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H.R. 2309: Freedom from Discrimination in Credit Act of 2015

114th Congress · introduced 2015-05-13 · Finance and Financial Sector · Latest: Referred to the House Committee on Financial Services.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2015-05-13 · official record
  2. Who proposed it: Rep. Israel, Steve [D-NY-3] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the House Committee on Financial Services. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Freedom from Discrimination in Credit Act of 2015

Plain summary

Freedom from Discrimination in Credit Act of 2015 Amends the Equal Credit Opportunity Act to expand the categories of prohibited discrimination when extending credit to include discrimination on account of sexual orientation or gender identity. (Currently, such discrimination in credit is prohibited only on the basis of race, color, religion, national origin, sex or marital status, or age.) Provides for such Act to apply whether the basis for certain prohibited forms of discrimination is actual or perceived. Defines: (1) "gender identity" as the gender-related identity, appearance, or mannerisms or other gender-related characteristics of an individual with or without regard to the individual's designated sex at birth; and (2) "sexual orientation" as homosexuality, heterosexuality, or bisexuality.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Freedom from Discrimination in Credit Act of 2015

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Israel, Steve [D-NY-3] · 58 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Judy Chu (D-CA), Janice D. Schakowsky (D-IL), Debbie Wasserman Schultz (D-FL), Scott H. Peters (D-CA), Yvette D. Clarke (D-NY), Brad Sherman (D-CA), Eleanor Holmes Norton (D-DC), Suzan K. DelBene (D-WA), Bonnie Watson Coleman (D-NJ), Ted Lieu (D-CA), Chellie Pingree (D-ME), Frederica S. Wilson (D-FL), James A. Himes (D-CT), Alma S. Adams (D-NC), Mark Pocan (D-WI), Jerrold Nadler (D-NY), André Carson (D-IN), Henry C. "Hank" Johnson, Jr. (D-GA), Chris Van Hollen (D-MD), Julia Brownley (D-CA), James P. McGovern (D-MA), Mike Quigley (D-IL), Mark Takano (D-CA), Hakeem S. Jeffries (D-NY), Grace Meng (D-NY), Tammy Duckworth (D-IL)

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Sources

Record fed-us-cong114-hr2309 · catalog fed-us-congress-bills-cong114 · updated 2026-11-15 by psicol fed-bills-cong114