H.R. 2769: Risk-Based Capital Study Act of 2015

114th Congress · introduced 2015-06-15 · Finance and Financial Sector · Latest: Placed on the Union Calendar, Calendar No. 679.

federal

Follow this bill, step by step

Where it came from: introduced 2015-06-15 · official record
Who proposed it: Rep. Fincher, Stephen Lee [R-TN-8] · what a sponsor is
What happened next: no floor votes in our records yet. Why?
Where it stands now: Placed on the Union Calendar, Calendar No. 679. Not final yet: this can still change. We check for updates every day.
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Risk-Based Capital Study Act of 2015

Plain summary

(This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.) Risk-Based Capital Study Act of 2015 (Sec. 2) This bill directs the National Credit Union Administration (NCUA) to study the appropriate capital requirements for federal credit unions and state credit unions, including: whether the NCUA has the clear legal authority to prescribe separate risk-based capital thresholds for both "adequately capitalized" and "well capitalized" credit unions; a discussion of the differences between credit unions and other types of depository institutions and reasons why they should have similar or different risk-weights for their capital requirements; a discussion of the rationale behind the risk-weights assigned in the proposed NCUA rule "Risk-Based Capital"; and an analysis of the impact the proposed rule would have upon excess capital above the minimum level for a credit union to be "well capitalized" (a credit union's "capital cushion"), including the potential impact upon credit union lending and credit union examinations. A credit union may not be required to provide information regarding the capital standards sought in the NCUA study, but may provide it voluntarily. (Sec. 3) The NCUA may not issue or implement any final rule or regulation governing risk-based capital (including the proposed rule) earlier than 120 days after it reports to Congress on the study.

Congressional Research Service summary (Reported to House without amendment), quoted unchanged (nonpartisan). Read the source.

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A “Nay” vote

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What does this mean? (plain words)

Official text

Risk-Based Capital Study Act of 2015

Source: Congressional Research Service summary (Reported to House without amendment)

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Fincher, Stephen Lee [R-TN-8] · 16 cosponsors

Cost estimate: CBO cost estimate: H.R. 2769, Risk-Based Capital Study Act of 2015 (2015-10-15)

Cosponsors on this site

J. French Hill (R-AR), Andy Barr (R-KY), Eleanor Holmes Norton (D-DC), John Garamendi (D-CA)

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (3)

Appropriation: Money a legislature sets aside by law for a specific purpose. Government agencies may spend public money only as it has been appropriated.
Bill: A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Rulemaking: The process agencies use to write regulations that carry out laws passed by Congress or a legislature. Usually an agency publishes a proposed rule, takes public comments, then publishes a final rule.

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Reported to House without amendment)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-114hr2769.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/114/hr>

Record fed-us-cong114-hr2769 · catalog fed-us-congress-bills-cong114 · updated 2026-11-15 by psicol fed-bills-cong114