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H.R. 3192: Homebuyers Assistance Act

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H.R. 3192: Homebuyers Assistance Act

114th Congress · introduced 2015-07-23 · Finance and Financial Sector · Latest: Received in the Senate.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2015-07-23 · official record
  2. Who proposed it: Rep. Hill, J. French [R-AR-2] · what a sponsor is
  3. What happened next: 2 recorded votes in our records. Latest: House roll call 539 (2015): On Motion to Recommit with Instructions, HR3192 (2015-10-07), Failed. See all
  4. Where it stands now: Received in the Senate. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Homebuyers Assistance Act

Plain summary

(This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.) Homebuyers Assistance Act (Sec. 2) This bill prohibits until February 1, 2016, enforcement against any person of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974, the Truth in Lending Act, and regulations issued under such Acts. No suit may be filed against any person for a violation of such requirements occurring before that date, as long as the person has made a good faith effort to comply with them.

Congressional Research Service summary (Passed House without amendment), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Homebuyers Assistance Act

Source: Congressional Research Service summary (Passed House without amendment)

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Hill, J. French [R-AR-2] · 1 cosponsors

Cost estimate: CBO cost estimate: H.R. 3192, Homebuyers Assistance Act (2015-09-28)

Cosponsors on this site

Brad Sherman (D-CA)

Sponsor's campaign money: Rep. Hill, J. French [R-AR-2] reported raising $5.3 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

Recorded votes

Words on this page, explained (2)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Rulemaking
The process agencies use to write regulations that carry out laws passed by Congress or a legislature. Usually an agency publishes a proposed rule, takes public comments, then publishes a final rule.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong114-hr3192 · catalog fed-us-congress-bills-cong114 · updated 2026-11-15 by psicol fed-bills-cong114