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H.R. 3791: To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes.

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H.R. 3791: To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes.

114th Congress · introduced 2015-10-21 · Finance and Financial Sector · Latest: Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 114-366.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2015-10-21 · official record
  2. Who proposed it: Rep. Love, Mia B. [R-UT-4] · what a sponsor is
  3. What happened next: 3 recorded votes in our records. Latest: House roll call 147 (2016): On Agreeing to the Amendment, HR3791 (2016-04-14), Failed. See all
  4. Where it stands now: Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 114-366. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes.

Plain summary

(This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.) (Sec. 1) This bill directs the Federal Reserve Board to revise the Small Bank Holding Company Policy Statement on the Assessment of Financial and Managerial Factors to raise its consolidated asset threshold from $1 billion to $5 billion. The bill exempts from the leverage and risk-based capital requirements of the Dodd-Frank Wall Street Reform and Consumer Protection Act any bank holding company or savings and loan holding company that is subject to the application of such Statement.

Congressional Research Service summary (Passed House amended), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes.

Source: Congressional Research Service summary (Passed House amended)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Love, Mia B. [R-UT-4] · 4 cosponsors

Cost estimate: CBO cost estimate: H.R. 3791, a bill to raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes (2016-02-12)

Cosponsors on this site

Pete Sessions (R-TX), Roger Williams (R-TX)

Recorded votes

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong114-hr3791 · catalog fed-us-congress-bills-cong114 · updated 2026-11-15 by psicol fed-bills-cong114