H.R. 4422: POSTAL Act of 2015
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H.R. 4422: POSTAL Act of 2015
114th Congress · introduced 2016-02-01 · Government Operations and Politics · Latest: Referred to the House Committee on Oversight and Government Reform.
federal
Follow this bill, step by step
- Where it came from: introduced 2016-02-01 · official record
- Who proposed it: Rep. Richmond, Cedric L. [D-LA-2] · what a sponsor is
- What happened next: no floor votes in our records yet. Why?
- Where it stands now: Referred to the House Committee on Oversight and Government Reform. Not final yet: this can still change. We check for updates every day.
- If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.
Official title
POSTAL Act of 2015
Plain summary
Providing Opportunities for Savings, Transactions, and Lending Act of 2015 [ sic ] or the POSTAL Act of 2015 [ sic ] This bill expands the specific powers of the U.S. Postal Service (USPS) to include the provision of basic financial services, including: (1) small-dollar loans; (2) checking accounts, interest-bearing savings accounts, and services relating to international money transfers, each of which may be provided by the USPS alone or in partnership with depository institutions and credit unions; (3) other basic financial services as appropriate in the public interest; and (4) the creation of a Postal Card that allows users to engage in such financial services.
Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.
What a vote does
A “Yea” vote
If it passes both chambers and is signed, it becomes law.
A “Nay” vote
If it is not passed, current law stays as it is.
PSI Sci description of the legislative step (not an opinion).
What does this mean? (plain words)
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The strongest published arguments
Arguments for (supporters)
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Arguments against (opponents)
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Alternatives
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How did my representative vote? · This bill's floor votes
Officials and money
Sponsor: Rep. Richmond, Cedric L. [D-LA-2] · 12 cosponsors
Cost estimate: No cost estimate published yet.
Cosponsors on this site
Mark Takano (D-CA), Gregory W. Meeks (D-NY), Debbie Wasserman Schultz (D-FL)
No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.
Words on this page, explained (2)
- Appropriation
- Money a legislature sets aside by law for a specific purpose. Government agencies may spend public money only as it has been appropriated.
- Bill
- A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Plain meanings written from linked sources. All words.
Sources
- Congressional Research Service summary (Introduced in House)
- Congress.gov
- Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-114hr4422.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/114/hr>
Record fed-us-cong114-hr4422 · catalog fed-us-congress-bills-cong114 · updated 2026-11-15 by psicol fed-bills-cong114