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H.R. 815: Access to Professional Health Insurance Advisors Act of 2015

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H.R. 815: Access to Professional Health Insurance Advisors Act of 2015

114th Congress · introduced 2015-02-09 · Health · Latest: Referred to the Subcommittee on Health.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2015-02-09 · official record
  2. Who proposed it: Rep. Long, Billy [R-MO-7] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the Subcommittee on Health. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Access to Professional Health Insurance Advisors Act of 2015

Plain summary

Access to Professional Health Insurance Advisors Act of 2015 Amends the Public Health Service Act to exclude remuneration paid for licensed independent insurance producers from administrative costs for purposes of calculating the medical-loss ratio of a health insurance plan. Defines "independent insurance producer" to mean an insurance agent or broker, insurance consultant, benefit specialist, limited insurance representative, and any other person required to be licensed under state law to sell, solicit, negotiate, service, effect, procure, renew, or bind policies of insurance coverage or offer advice, counsel, opinions, or services related to insurance.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Access to Professional Health Insurance Advisors Act of 2015

Source: Congressional Research Service summary (Introduced in House)

AI explanation – may be wrong, check the official text

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Long, Billy [R-MO-7] · 126 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

H. Morgan Griffith (R-VA), Scott H. Peters (D-CA), Marsha Blackburn (R-TN), Gus M. Bilirakis (R-FL), Brett Guthrie (R-KY), Todd Young (R-IN), Andy Barr (R-KY), Julia Brownley (D-CA), Rick W. Allen (R-GA), Mark E. Amodei (R-NV), David P. Joyce (R-OH), Betty McCollum (D-MN), Austin Scott (R-GA), Robert E. Latta (R-OH), Richard Hudson (R-NC), Mike Kelly (R-PA), Ann Wagner (R-MO), Sanford D. Bishop, Jr. (D-GA) and 66 more.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Sources

Record fed-us-cong114-hr815 · catalog fed-us-congress-bills-cong114 · updated 2026-11-15 by psicol fed-bills-cong114