H.R. 1423: National Flood Insurance Program Reauthorization and Improvement Act of 2017

115th Congress · introduced 2017-03-08 · Finance and Financial Sector · Latest: Referred to the House Committee on Financial Services.

federal

Follow this bill, step by step

Where it came from: introduced 2017-03-08 · official record
Who proposed it: Rep. Velazquez, Nydia M. [D-NY-7] · what a sponsor is
What happened next: no floor votes in our records yet. Why?
Where it stands now: Referred to the House Committee on Financial Services. Not final yet: this can still change. We check for updates every day.
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

National Flood Insurance Program Reauthorization and Improvement Act of 2017

Plain summary

National Flood Insurance Program Reauthorization and Improvement Act of 2017 This bill amends the National Flood Insurance Act of 1968 to extend the National Flood Insurance Program (NFIP) through FY2027. Every policy issued under NFIP must include documents describing the type of loss covered, a summary of the costs of the policy, and an explanation of the policy's parameters. The Federal Emergency Management Agency (FEMA) is directed to establish a program for "Write Your Own" companies (a company that writes and services federal standard flood insurance policies in its own name) to investigate preexisting structural conditions in properties. Participation in this program shall be voluntary. In the event a policyholder prevails in a lawsuit regarding claims against an insurance company or FEMA, the court may award litigation costs. Costs of an administrative appeal shall be awarded to a prevailing claimant. Engineers providing services in connection with NFIP must be certified by FEMA and be professionally licensed as an engineer. FEMA must establish a publicly searchable online registry of companies and individuals providing services related to NFIP. The bill establishes criminal and civil penalties for committing fraud or making false statements in connection with NFIP. The bill establishes whistleblower protections for individuals performing tasks related to NFIP, including federal employees, Write Your Own employees, and third-party administrators and service providers. It is unlawful for Write Your Own companies to violate the independence of a provider of engineering services in connection with flood insurance coverage. The Government Accountability Office must report on: (1) the effects of global warming on NFIP solvency, and (2) Hurricane Sandy claims handled by Write Your Own companies.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

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What does this mean? (plain words)

Official text

National Flood Insurance Program Reauthorization and Improvement Act of 2017

Source: Congressional Research Service summary (Introduced in House)

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Velazquez, Nydia M. [D-NY-7] · 0 cosponsors

Cost estimate: No cost estimate published yet.

Sponsor's campaign money: Rep. Velazquez, Nydia M. [D-NY-7] reported raising $180,257 (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)

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Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Introduced in House)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-115hr1423.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/115/hr>

Record fed-us-cong115-hr1423 · catalog fed-us-congress-bills-cong115 · updated 2026-11-15 by psicol fed-bills-cong115