PSI Sci
New here? Follow the money and the votes · Not sure of your district? Find your U.S. House member · Find your state legislators

H.R. 1457: MOBILE Act of 2017

Before you vote › Federal bills

H.R. 1457: MOBILE Act of 2017

115th Congress · introduced 2017-03-09 · Finance and Financial Sector · Latest: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2017-03-09 · official record
  2. Who proposed it: Rep. Tipton, Scott R. [R-CO-3] · what a sponsor is
  3. What happened next: 1 recorded vote in our records. Latest: House roll call 46 (2018): On Motion to Suspend the Rules and Pass, as Amended, HR1457 (2018-01-29), Passed. See all
  4. Where it stands now: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

MOBILE Act of 2017

Plain summary

(Sec. 1) This bill authorizes a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when an individual initiates an online request to open an account or obtain a financial product. The financial institution may use the information for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements. The financial institution must delete any copy or image of an individual's driver's license or personal identification card after use.

Congressional Research Service summary (Passed House amended), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

MOBILE Act of 2017

Source: Congressional Research Service summary (Passed House amended)

AI explanation – may be wrong, check the official text

No AI explanation yet. It takes up to a minute to write and is then saved for everyone.

Limited to a few requests an hour per person.

The strongest published arguments

Arguments for (supporters)

Needs sources: no published arguments on this side yet. We only show items backed by a published source. Suggest one.

Arguments against (opponents)

Needs sources: no published arguments on this side yet. We only show items backed by a published source. Suggest one.

Alternatives

Needs sources: no published alternatives yet (for example a different bill, a law instead of an amendment, or keeping current law). We only show items backed by a published source. Suggest one.

How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Tipton, Scott R. [R-CO-3] · 30 cosponsors

Cost estimate: CBO cost estimate: H.R. 1457, MOBILE Act of 2017 (2018-01-22)

Cosponsors on this site

Terri A. Sewell (D-AL), Barry Loudermilk (R-GA), Gregory W. Meeks (D-NY), Vicente Gonzalez (D-TX), Frank D. Lucas (R-OK), David Kustoff (R-TN), Claudia Tenney (R-NY), Ted Budd (R-NC), John H. Rutherford (R-FL), Josh Gottheimer (D-NJ), Nydia M. Velázquez (D-NY), David G. Valadao (R-CA)

Recorded votes

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong115-hr1457 · catalog fed-us-congress-bills-cong115 · updated 2026-11-15 by psicol fed-bills-cong115