H.R. 2868: National Flood Insurance Program Policyholder Protection Act of 2017

115th Congress · introduced 2017-06-08 · Finance and Financial Sector · Latest: Placed on the Union Calendar, Calendar No. 148.

federal

Follow this bill, step by step

Where it came from: introduced 2017-06-08 · official record
Who proposed it: Rep. Zeldin, Lee M. [R-NY-1] · what a sponsor is
What happened next: no floor votes in our records yet. Why?
Where it stands now: Placed on the Union Calendar, Calendar No. 148. Not final yet: this can still change. We check for updates every day.
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

National Flood Insurance Program Policyholder Protection Act of 2017

Plain summary

(This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.) National Flood Insurance Program Policyholder Protection Act of 2017 (Sec. 2) This bill amends the National Flood Insurance Act of 1968 to limit the chargeable flood insurance premium for a residential property having 4 or fewer residences to no more than $10,000 a year, subject to adjustments for future inflation. (Sec. 3) In determining chargeable premium rates, the Federal Emergency Management Agency (FEMA) shall offer a rate reduction if policyholders implement specified mitigation methods. Mitigation techniques that qualify for such rate reduction include methods that can be utilized on a block or neighborhood scale, and the elevation of mechanical systems. (Sec. 4) FEMA shall conduct a study of the feasibility of providing coverage for individual units in cooperative housing projects.

Congressional Research Service summary (Reported to House without amendment), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

National Flood Insurance Program Policyholder Protection Act of 2017

Source: Congressional Research Service summary (Reported to House without amendment)

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The strongest published arguments

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Zeldin, Lee M. [R-NY-1] · 2 cosponsors

Cost estimate: CBO cost estimate: H.R. 2868, National Flood Insurance Program Policyholder Protection Act of 2017 (2017-07-07)

Cosponsors on this site

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)

Bill: A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Reported to House without amendment)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-115hr2868.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/115/hr>

Record fed-us-cong115-hr2868 · catalog fed-us-congress-bills-cong115 · updated 2026-11-15 by psicol fed-bills-cong115