H.R. 4056: Disaster Insurance Risk Equality Act

115th Congress · introduced 2017-10-12 · Emergency Management · Latest: Referred to the Subcommittee on Highways and Transit.

federal

Follow this bill, step by step

Where it came from: introduced 2017-10-12 · official record
Who proposed it: Rep. Kind, Ron [D-WI-3] · what a sponsor is
What happened next: no floor votes in our records yet. Why?
Where it stands now: Referred to the Subcommittee on Highways and Transit. Not final yet: this can still change. We check for updates every day.
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Disaster Insurance Risk Equality Act

Plain summary

Disaster Insurance Risk Equality Act This bill amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish the National Disaster Insurance Corporation, which shall establish and carry out an insurance program to provide coverage to states against certain losses and costs arising from disasters. The program must be funded solely by state premiums and payments and operated on an actuarially sound basis. The corporation shall: (1) adjust and pay all claims for proved and approved losses and costs covered by insurance, and (2) establish and manage a reserve account for the operation of the insurance program. The bill establishes a Disaster Insurance Advisory Commission to assist the corporation in establishing the terms and conditions of the insurance program and to review the annual state premium charges. The bill conditions assistance on a state agreeing to reimburse the United States for disaster-related expenses, including temporary housing assistance, crisis counseling assistance and training, emergency public transportation, and fire suppression. The President may lend or advance to a state assistance for damages caused by a major disaster if the President determines that such damages are so overwhelming and severe that the state is unable to accept immediate financial responsibility for them and that the state has the ability to repay any such loans or advances. The Department of Transportation shall withhold 10% of the amount required to be apportioned to a state under federal-aid highway provisions if the state is not is a participant in the corporation. Emergency relief for repair of highways may only be provided to a state that agrees to reimburse the United States for all expenses incurred in providing such assistance.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

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What does this mean? (plain words)

Official text

Disaster Insurance Risk Equality Act

Source: Congressional Research Service summary (Introduced in House)

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Kind, Ron [D-WI-3] · 0 cosponsors

Cost estimate: No cost estimate published yet.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)

Bill: A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Introduced in House)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-115hr4056.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/115/hr>

Record fed-us-cong115-hr4056 · catalog fed-us-congress-bills-cong115 · updated 2026-11-15 by psicol fed-bills-cong115