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H.R. 4648: Home Mortgage Reporting Relief Act of 2017

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H.R. 4648: Home Mortgage Reporting Relief Act of 2017

115th Congress · introduced 2017-12-14 · Housing and Community Development · Latest: Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2017-12-14 · official record
  2. Who proposed it: Rep. Emmer, Tom [R-MN-6] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Home Mortgage Reporting Relief Act of 2017

Plain summary

Home Mortgage Reporting Relief Act of 2017 This bill delays the effective date of specified regulations issued by the Consumer Financial Protection Bureau regarding the compilation and reporting of home-mortgage data by depository institutions. The bill also suspends certain home-mortgage data-publishing requirements for depository institutions.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Home Mortgage Reporting Relief Act of 2017

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Emmer, Tom [R-MN-6] · 1 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Sponsor's campaign money: Rep. Emmer, Tom [R-MN-6] reported raising $10.9 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (2)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Rulemaking
The process agencies use to write regulations that carry out laws passed by Congress or a legislature. Usually an agency publishes a proposed rule, takes public comments, then publishes a final rule.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong115-hr4648 · catalog fed-us-congress-bills-cong115 · updated 2026-11-15 by psicol fed-bills-cong115