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H.R. 6311: Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018

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H.R. 6311: Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018

115th Congress · introduced 2018-07-06 · Taxation · Latest: Received in the Senate.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2018-07-06 · official record
  2. Who proposed it: Rep. Roskam, Peter J. [R-IL-6] · what a sponsor is
  3. What happened next: 2 recorded votes in our records. Latest: House roll call 375 (2018): On Motion to Recommit with Instructions, HR6311 (2018-07-25), Failed. See all
  4. Where it stands now: Received in the Senate. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018

Plain summary

This bill modifies the requirements for the premium assistance tax credit and allows all individuals to purchase catastrophic health plans in the individual market. (Under current law, the premium assistance tax credit is provided to eligible individuals and families to subsidize the purchase of health insurance plans on an exchange established under the Patient Protection and Affordable Care Act.) The bill modifies the credit to: make the credit available for catastrophic qualified health plans and plans that are not offered through an exchange, but otherwise meet the requirements for qualified health plans; prohibit advance payments of the credit from being made for a health plan that is not enrolled in through an exchange; and prohibit the credit from being used for health plans that cover abortions (other than abortions necessary to save the life of the mother or abortions with respect to a pregnancy that is the result of an act of rape or incest). The bill also modifies the requirements for minimum essential health benefits to allow all individuals purchasing health insurance in the individual market to purchase a lower premium catastrophic plan. (The plans are currently limited to individuals who are under 30 or qualify for a hardship or affordability exemption.)

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Roskam, Peter J. [R-IL-6] · 1 cosponsors

Cost estimate: CBO cost estimate: H.R. 6311, Increasing Access to Lower Premium Plans Act of 2018 (2018-07-24)

Cosponsors on this site

Recorded votes

Words on this page, explained (2)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Exemption
A rule that removes certain people, property or activities from a tax or requirement.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong115-hr6311 · catalog fed-us-congress-bills-cong115 · updated 2026-11-15 by psicol fed-bills-cong115