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S. 3541: Reducing Costs for Out-of-Network Services Act of 2018

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S. 3541: Reducing Costs for Out-of-Network Services Act of 2018

115th Congress · introduced 2018-10-03 · Health · Latest: Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2018-10-03 · official record
  2. Who proposed it: Sen. Shaheen, Jeanne [D-NH] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Read twice and referred to the Committee on Health, Education, Labor, and Pensions. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Reducing Costs for Out-of-Network Services Act of 2018

Plain summary

Reducing Costs for Out-of-Network Services Act of 2018 This bill prohibits health insurers and providers from charging individuals who have health insurance above a certain rate for out-of-network services; providers may also not charge uninsured individuals above a certain rate. States must select the applicable rates from specified options.

Congressional Research Service summary (Introduced in Senate), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Reducing Costs for Out-of-Network Services Act of 2018

Source: Congressional Research Service summary (Introduced in Senate)

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Sen. Shaheen, Jeanne [D-NH] · 3 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Tammy Baldwin (D-WI), Margaret Wood Hassan (D-NH)

Sponsor's campaign money: Sen. Shaheen, Jeanne [D-NH] reported raising $176,810 (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong115-s3541 · catalog fed-us-congress-bills-cong115 · updated 2026-11-15 by psicol fed-bills-cong115