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H.J.Res. 90: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to Community Reinvestment Act Regulations.

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H.J.Res. 90: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to Community Reinvestment Act Regulations.

116th Congress · introduced 2020-06-11 · Finance and Financial Sector · Latest: Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 43 - 48. Record Vote Number: 201.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2020-06-11 · official record
  2. Who proposed it: Rep. Waters, Maxine [D-CA-43] · what a sponsor is
  3. What happened next: 2 recorded votes in our records. Latest: Senate vote 201 (2020): On the Motion to Proceed, HJRES90 (2020-10-19), Motion to Proceed Rejected. See all
  4. Where it stands now: Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 43 - 48. Record Vote Number: 201. (final step reached)
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to Community Reinvestment Act Regulations.

Plain summary

This joint resolution nullifies a rule published on June 5, 2020, by the Office of the Comptroller of the Currency within the Department of the Treasury. The rule generally revises the office's implementation of the Community Reinvestment Act (CRA), which requires banks to serve the credit needs of low- and moderate-income communities. Under the CRA, a bank receives credit, which influences the bank's performance rating, for conducting specified activities related to this requirement in designated assessment areas. Among other things, the rule revises qualifying CRA activities, sets forth new procedures for determining if an activity qualifies under the CRA, and expands designated assessment areas.

Congressional Research Service summary (Passed House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to Community Reinvestment Act Regulations.

Source: Congressional Research Service summary (Passed House)

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The strongest published arguments

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Waters, Maxine [D-CA-43] · 82 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Gregory W. Meeks (D-NY), Sylvia R. Garcia (D-TX), Jesús G. "Chuy" García (D-IL), Danny K. Davis (D-IL), Ayanna Pressley (D-MA), Emanuel Cleaver (D-MO), Eleanor Holmes Norton (D-DC), Juan Vargas (D-CA), Vicente Gonzalez (D-TX), Nydia M. Velázquez (D-NY), Al Green (D-TX), Jimmy Panetta (D-CA), Stephen F. Lynch (D-MA), Joyce Beatty (D-OH), Janice D. Schakowsky (D-IL), Bill Foster (D-IL), Madeleine Dean (D-PA), Alexandria Ocasio-Cortez (D-NY), Adriano Espaillat (D-NY), Rosa L. DeLauro (D-CT), Alma S. Adams (D-NC), Brad Sherman (D-CA), Sean Casten (D-IL), Josh Gottheimer (D-NJ), Robin L. Kelly (D-IL), Jamie Raskin (D-MD), James P. McGovern (D-MA), Bonnie Watson Coleman (D-NJ), Adam Smith (D-WA), André Carson (D-IN), Yvette D. Clarke (D-NY), Jahana Hayes (D-CT) and 22 more.

Sponsor's campaign money: Rep. Waters, Maxine [D-CA-43] reported raising $1.1 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

Recorded votes

Words on this page, explained (2)
Joint resolution
In Texas, the type of measure the Legislature uses to propose a constitutional amendment (marked HJR or SJR). The governor does not sign or veto it; the voters decide. In Congress a joint resolution can also be used like a bill. In Florida, a joint resolution passed by three-fifths of the members of each chamber puts a constitutional amendment on the ballot.
Rulemaking
The process agencies use to write regulations that carry out laws passed by Congress or a legislature. Usually an agency publishes a proposed rule, takes public comments, then publishes a final rule.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong116-hjres90 · catalog fed-us-congress-bills-cong116 · updated 2026-11-15 by psicol fed-bills-cong116