H.R. 1988: Protecting Affordable Mortgages for Veterans Act of 2019

116th Congress · introduced 2019-03-28 · Housing and Community Development · Latest: Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 143.

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Follow this bill, step by step

Where it came from: introduced 2019-03-28 · official record
Who proposed it: Rep. Scott, David [D-GA-13] · what a sponsor is
What happened next: no floor votes in our records yet. Why?
Where it stands now: Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 143. Not final yet: this can still change. We check for updates every day.
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Protecting Affordable Mortgages for Veterans Act of 2019

Plain summary

Protecting Affordable Mortgages for Veterans Act of 2019 This bill revises loan seasoning requirements related to a refinanced Department of Veterans Affairs (VA) housing loan. Under current law, the VA is prohibited from guaranteeing a refinanced home loan until the date that is the later of (1) the date on which the sixth monthly payment is made, or (2) the date that is 210 days after the first payment is made. This bill modifies this date to (1) when the borrower has made six consecutive monthly payments, or (2) 210 days after the first payment is due.

Congressional Research Service summary (Passed House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

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What does this mean? (plain words)

Official text

Protecting Affordable Mortgages for Veterans Act of 2019

Source: Congressional Research Service summary (Passed House)

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Scott, David [D-GA-13] · 7 cosponsors

Cost estimate: CBO cost estimate: H.R. 1988, Protecting Affordable Mortgages for Veterans Act of 2019 (2019-06-06); CBO cost estimate: H.R. 1988, Protecting Affordable Mortgages for Veterans Act of 2019 (2019-06-06)

Cosponsors on this site

Mike Levin (D-CA), Andy Barr (R-KY), Brian K. Fitzpatrick (R-PA), Ted Budd (R-NC), Emanuel Cleaver (D-MO)

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)

Bill: A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Passed House)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-116hr1988.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/116/hr>

Record fed-us-cong116-hr1988 · catalog fed-us-congress-bills-cong116 · updated 2026-11-15 by psicol fed-bills-cong116