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H.R. 1994: Setting Every Community Up for Retirement Enhancement Act of 2019

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H.R. 1994: Setting Every Community Up for Retirement Enhancement Act of 2019

116th Congress · introduced 2019-03-29 · Taxation · Latest: Received in the Senate.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2019-03-29 · official record
  2. Who proposed it: Rep. Neal, Richard E. [D-MA-1] · what a sponsor is
  3. What happened next: 2 recorded votes in our records. Latest: House roll call 230 (2019): On Motion to Recommit with Instructions, HR1994 (2019-05-23), Failed. See all
  4. Where it stands now: Received in the Senate. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Setting Every Community Up for Retirement Enhancement Act of 2019

Plain summary

Setting Every Community Up for Retirement Enhancement Act of 2019 This bill modifies the requirements for employer-provided retirement plans, individual retirement accounts (IRAs), and other tax-favored savings accounts. With respect to employer-provided retirement plans, the bill modifies requirements regarding automatic enrollment and nonelective contributions; tax credits for small employers that establish certain plans; loans; lifetime income options; the treatment of custodial accounts upon termination of section 403(b) plans; retirement income accounts for church-controlled organizations; the eligibility rules for certain long-term, part-time employees; required minimum distributions; nondiscrimination rules; and minimum funding standards for community newspaper plans. The bill also includes provisions that treat taxable non-tuition fellowship and stipend payments as compensation for the purpose of an IRA, repeal the maximum age for traditional IRA contributions, treat difficulty of care payments as compensation for determining contribution limits for retirement accounts, allow penalty-free withdrawals from retirement plans if a child is born or adopted, expand the purposes for which qualified tuition programs (commonly known as 529 plans) may be used, reinstate and increase the tax exclusion for certain benefits provided to volunteer firefighters and emergency medical responders, increase penalties for failing to file tax returns, and require the Internal Revenue Service to share tax information with U.S. Customs Border Protection to administer the heavy vehicle use tax.

Congressional Research Service summary (Passed House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Setting Every Community Up for Retirement Enhancement Act of 2019

Source: Congressional Research Service summary (Passed House)

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The strongest published arguments

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Neal, Richard E. [D-MA-1] · 58 cosponsors

Cost estimate: CBO cost estimate: H.R. 1994, Setting Every Community Up for Retirement Enhancement Act of 2019 (2019-04-05)

Cosponsors on this site

Mike Kelly (R-PA), Joe Courtney (D-CT), Ann Wagner (R-MO), Dwight Evans (D-PA), Ted Budd (R-NC), Bradley Scott Schneider (D-IL), Jimmy Panetta (D-CA), Pete Stauber (R-MN), Lori Trahan (D-MA), Donald S. Beyer, Jr. (D-VA), John B. Larson (D-CT), Linda T. Sánchez (D-CA), Mike Thompson (D-CA), Brian K. Fitzpatrick (R-PA), Josh Harder (D-CA), Steven Horsford (D-NV), Richard Hudson (R-NC), Thomas R. Suozzi (D-NY), Glenn Grothman (R-WI), Lizzie Fletcher (D-TX), Tom Cole (R-OK), Guy Reschenthaler (R-PA), Sanford D. Bishop, Jr. (D-GA), Mark E. Amodei (R-NV), Gus M. Bilirakis (R-FL), Jefferson Van Drew (R-NJ), Lance Gooden (R-TX), Ron Estes (R-KS), Andy Kim (D-NJ), John W. Rose (R-TN), Darren Soto (D-FL), Josh Gottheimer (D-NJ), Scott Perry (R-PA), Kim Schrier (D-WA), Emanuel Cleaver (D-MO), Michael T. McCaul (R-TX), Roger Marshall (R-KS)

Sponsor's campaign money: Rep. Neal, Richard E. [D-MA-1] reported raising $3.1 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

Recorded votes

Words on this page, explained (2)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Rulemaking
The process agencies use to write regulations that carry out laws passed by Congress or a legislature. Usually an agency publishes a proposed rule, takes public comments, then publishes a final rule.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong116-hr1994 · catalog fed-us-congress-bills-cong116 · updated 2026-11-15 by psicol fed-bills-cong116