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H.R. 3102: HIGHER ED Act

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H.R. 3102: HIGHER ED Act

116th Congress · introduced 2019-06-05 · Education · Latest: Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2019-06-05 · official record
  2. Who proposed it: Rep. DeFazio, Peter A. [D-OR-4] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

HIGHER ED Act

Plain summary

Helping Individuals Get a Higher Education while Reducing Education Debt Act or the HIGHER ED Act This bill makes various changes to student loan forgiveness and loan repayment programs. First, the bill authorizes graduate and professional students to receive subsidized Stafford Loans. These students have been ineligible to receive subsidized Stafford Loans since July 1, 2012. Next, the bill allows student loans to be discharged in bankruptcy proceedings. The bill also establishes refinancing programs for student loans. It allows certain borrowers to refinance their federal student loans down to lower interest rates, and it creates the Federal Direct Refinanced Private Loan to allow certain borrowers to refinance their private student loans. Additionally, the bill revises the Public Service Loan Forgiveness (PSLF) program, such as by (1) allowing certain part-time faculty to participate in the PSLF program; (2) allowing borrowers to receive, and retroactively applying, loan forgiveness on half of their total loans after satisfying 60 qualifying monthly payments; (3) revising the process for certification of employment; and (4) requiring the Department of Education (ED) to establish a dispute resolution process. Further, the bill revises federal student loan repayment programs, including by (1) replacing existing student loan repayment plans with one income-based repayment plan and one standard 10-year repayment plan, and (2) allowing existing borrowers to lower their payments by switching to these new plans. It also establishes a process for ED to enroll a delinquent borrower in a new repayment plan. The bill also requires ED to provide certain notifications to borrowers.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

HIGHER ED Act

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. DeFazio, Peter A. [D-OR-4] · 0 cosponsors

Cost estimate: No cost estimate published yet.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (2)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Resolution
A formal statement or decision by a legislative body. Simple resolutions often only express an opinion or set rules for one chamber; they do not become law.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong116-hr3102 · catalog fed-us-congress-bills-cong116 · updated 2026-11-15 by psicol fed-bills-cong116