H.R. 3887: Student Loan Debt Relief Act of 2019
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H.R. 3887: Student Loan Debt Relief Act of 2019
116th Congress · introduced 2019-07-23 · Education · Latest: Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.
federal
Follow this bill, step by step
- Where it came from: introduced 2019-07-23 · official record
- Who proposed it: Rep. Clyburn, James E. [D-SC-6] · what a sponsor is
- What happened next: no floor votes in our records yet. Why?
- Where it stands now: Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. Not final yet: this can still change. We check for updates every day.
- If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.
Official title
Student Loan Debt Relief Act of 2019
Plain summary
Student Loan Debt Relief Act of 2019 This bill establishes programs to cancel certain student loan debt and refinance student loans. First, the bill requires the Department of Education (ED) to automatically discharge (i.e., repay or cancel) up to $50,000 of outstanding student loan debt for each qualified borrower. Borrowers with an adjusted gross income of $100,000 or less, based on the most recent tax year, may receive the maximum loan cancellation. Borrowers with an adjusted gross income above $100,000 may receive partial loan cancellation. Members of Congress are not eligible to receive loan cancellation. Further, the bill outlines the method of loan discharge, and excludes loan cancellation from taxable income. It also requires ED to automatically place each federal student loan borrower in administrative forbearance for the one-year period in which ED carries out the cancellation of student loans. During this period, payments are not due, interest does not accrue, and ED may not pursue debt collection activities (e.g., wage garnishments). Next, the bill requires ED to carry out student loan refinancing programs for those student loans that exist after the loan cancellation period. Specifically, it directs ED to automatically refinance federal student loans at the lower interest rates offered to new federal borrowers in the 2016-2017 school year. It also allows borrowers to convert their private student loans to federal student loans, thereby allowing such borrowers to qualify for loan cancellation. It also makes student loans dischargeable in bankruptcy proceedings. Finally, the bill specifies notification requirements.
Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.
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What does this mean? (plain words)
Official text
Student Loan Debt Relief Act of 2019
Source: Congressional Research Service summary (Introduced in House)
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How did my representative vote? · This bill's floor votes
Officials and money
Sponsor: Rep. Clyburn, James E. [D-SC-6] · 11 cosponsors
Cost estimate: No cost estimate published yet.
Cosponsors on this site
Janice D. Schakowsky (D-IL), Ro Khanna (D-CA), Yvette D. Clarke (D-NY), Eleanor Holmes Norton (D-DC), Jahana Hayes (D-CT), Al Green (D-TX), Ayanna Pressley (D-MA), John B. Larson (D-CT), James P. McGovern (D-MA)
Sponsor's campaign money: Rep. Clyburn, James E. [D-SC-6] reported raising $1.7 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.
No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.
Words on this page, explained (1)
- Bill
- A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Plain meanings written from linked sources. All words.
Sources
- Congressional Research Service summary (Introduced in House)
- Congress.gov
- Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-116hr3887.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/116/hr>
Record fed-us-cong116-hr3887 · catalog fed-us-congress-bills-cong116 · updated 2026-11-15 by psicol fed-bills-cong116