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H.R. 4596: Student Loan Advocacy Act

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H.R. 4596: Student Loan Advocacy Act

116th Congress · introduced 2019-10-01 · Education · Latest: Referred to the House Committee on Education and Labor.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2019-10-01 · official record
  2. Who proposed it: Rep. Omar, Ilhan [D-MN-5] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the House Committee on Education and Labor. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Student Loan Advocacy Act

Plain summary

Student Loan Advocacy Act This bill revises the purpose, authority, and management of the Office of Federal Student Aid (FSA), and it establishes the Office of the Borrower Advocate within the FSA to assist borrowers in resolving certain problems. The FSA is the performance-based organization responsible for managing the administrative and oversight functions supporting federal student aid programs. The bill places certain transparency, oversight, and accountability requirements (e.g., data collection, sharing, and publication) on the FSA, and it revises requirements related to the FSA's performance plan and reporting on such performance. The bill also establishes the Office of the Borrower Advocate to replace the Student Loan Ombudsman that is currently responsible for informally resolving complaints from student loan borrowers. This office shall (1) assist student loan borrowers in resolving problems with the FSA; (2) compile, analyze, publish, and attempt to resolve borrowers' complaints; and (3) make recommendations with respect to federal student loan programs and the experiences of borrowers in repayment under such programs. The bill also places additional requirements on the office such as making certain student loan oversight information available to the public.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Student Loan Advocacy Act

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Omar, Ilhan [D-MN-5] · 1 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Mary Gay Scanlon (D-PA)

Sponsor's campaign money: Rep. Omar, Ilhan [D-MN-5] reported raising $8.2 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong116-hr4596 · catalog fed-us-congress-bills-cong116 · updated 2026-11-15 by psicol fed-bills-cong116