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H.R. 5826: Consumer Protections Against Surprise Medical Bills Act of 2020

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H.R. 5826: Consumer Protections Against Surprise Medical Bills Act of 2020

116th Congress · introduced 2020-02-10 · Health · Latest: Ordered to be Reported in the Nature of a Substitute (Amended) by Voice Vote.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2020-02-10 · official record
  2. Who proposed it: Rep. Neal, Richard E. [D-MA-1] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Ordered to be Reported in the Nature of a Substitute (Amended) by Voice Vote. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Consumer Protections Against Surprise Medical Bills Act of 2020

Plain summary

Consumer Protections Against Surprise Medical Bills Act of 2020 This bill makes a series of changes related to health care costs and billing practices. Among other things, the bill applies the in-network cost-sharing amount to certain emergency and related nonemergency services that are provided out-of-network, applies the in-network cost-sharing amount to nonemergency services that are provided out-of-network at an in-network facility unless specified written notice requirements are met, establishes procedures for health insurance plans to negotiate reimbursement amounts paid to out-of-network providers in states without such a process, requires insurance plans to establish publicly available databases that list the contact information for in-network providers and facilities, requires health care providers and insurance plans to provide certain cost estimates for services scheduled at least three days in advance, requires plans to continue benefits for specified long-term care when an insurance plan's contractual relationship with a provider or facility changes or terminates, requires insurance plans to include specified consumer assistance and benefits information on a plan holder's membership card and maintain certain price comparison tools for in-network services, establishes reporting requirements related to air ambulance services, establishes a temporary income tax deduction for specified expenses resulting from out-of-network and emergency services.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Consumer Protections Against Surprise Medical Bills Act of 2020

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

Arguments for (supporters)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Neal, Richard E. [D-MA-1] · 40 cosponsors

Cost estimate: CBO cost estimate: H.R. 5826, Consumer Protections Against Surprise Medical Bills Act of 2020, as Introduced on February 10, 2020 Estimated Budgetary Effects (2020-02-11)

Cosponsors on this site

Thomas R. Suozzi (D-NY), Darin LaHood (R-IL), Mike Kelly (R-PA), Ron Estes (R-KS), Mike Thompson (D-CA), Donald S. Beyer, Jr. (D-VA), Joseph D. Morelle (D-NY), John B. Larson (D-CT), Kim Schrier (D-WA), Bradley Scott Schneider (D-IL), Danny K. Davis (D-IL), Dwight Evans (D-PA), Adrian Smith (R-NE), David Schweikert (R-AZ), Jodey C. Arrington (R-TX), Vern Buchanan (R-FL), Glenn Thompson (R-PA), Jason Smith (R-MO), Dusty Johnson (R-SD), Gregory F. Murphy (R-NC), Hakeem S. Jeffries (D-NY), Suzan K. DelBene (D-WA), Kevin Hern (R-OK), Terri A. Sewell (D-AL), W. Gregory Steube (R-FL)

Sponsor's campaign money: Rep. Neal, Richard E. [D-MA-1] reported raising $3.1 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong116-hr5826 · catalog fed-us-congress-bills-cong116 · updated 2026-11-15 by psicol fed-bills-cong116