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H.R. 6363: Student Debt Emergency Relief Act

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H.R. 6363: Student Debt Emergency Relief Act

116th Congress · introduced 2020-03-23 · Education · Latest: Referred to the Committee on Education and Labor, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2020-03-23 · official record
  2. Who proposed it: Rep. Pressley, Ayanna [D-MA-7] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the Committee on Education and Labor, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Student Debt Emergency Relief Act

Plain summary

Student Debt Emergency Relief Act This bill establishes and provides funds for federal student loan repayment assistance programs during a national emergency, including the public health emergency caused by the coronavirus (i.e., the virus that causes COVID-19). Specifically, the bill requires the Department of Education (ED) to make monthly payments for borrowers of Federal Direct Loans, Federal Family Education Loans, and Perkins Loans during a national emergency. ED must also pay any interest on such loans during the emergency. Additionally, ED must deem each month for which ED made a payment on behalf of the borrower as a qualifying payment for the purpose of certain loan forgiveness programs or loan rehabilitation programs; ensure that any payment on such a loan is treated as a regularly scheduled payment made by a borrower for the purpose of reporting information about the loan to a consumer reporting agency; notify borrowers, within 15 days and monthly thereafter, of the benefits provided by ED during the national emergency; and suspend all involuntary collections related to such loans, including wage garnishments, reductions of tax refunds, and reductions of certain federal benefit payments, such as Social Security. ED must (1) make monthly payments until authorized by Congress to terminate the program, (2) carry out a 90-day transition period, and (3) apply a minimum amount of payments to loans for each borrower. Payments made by ED as a result of a national emergency shall be excluded from the taxpayer's gross income. Interest shall not be capitalized during or after the national emergency.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Student Debt Emergency Relief Act

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Pressley, Ayanna [D-MA-7] · 23 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Ilhan Omar (D-MN), Peter Welch (D-VT), Eleanor Holmes Norton (D-DC), Nydia M. Velázquez (D-NY), Kathy Castor (D-FL), Jesús G. "Chuy" García (D-IL), Rashida Tlaib (D-MI), Yvette D. Clarke (D-NY), Janice D. Schakowsky (D-IL), Jerrold Nadler (D-NY), Alexandria Ocasio-Cortez (D-NY), André Carson (D-IN), Mark Pocan (D-WI), Joyce Beatty (D-OH), Pramila Jayapal (D-WA)

Sponsor's campaign money: Rep. Pressley, Ayanna [D-MA-7] reported raising $1.3 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (3)
Authorization
A law that creates or continues a government program and says what it may do, often with a suggested spending ceiling. An authorization alone does not provide money; a separate appropriation does.
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Securities
Financial investments that can be bought and sold, such as stocks and bonds.

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong116-hr6363 · catalog fed-us-congress-bills-cong116 · updated 2026-11-15 by psicol fed-bills-cong116