H.R. 6492: Ensuring HOMES Act

116th Congress · introduced 2020-04-14 · Housing and Community Development · Latest: Referred to the House Committee on Financial Services.

federal

Follow this bill, step by step

Where it came from: introduced 2020-04-14 · official record
Who proposed it: Rep. Rush, Bobby L. [D-IL-1] · what a sponsor is
What happened next: no floor votes in our records yet. Why?
Where it stands now: Referred to the House Committee on Financial Services. Not final yet: this can still change. We check for updates every day.
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Ensuring HOMES Act

Plain summary

Ensuring Homeowner and Occupant Monetary Encouragement and Stability Act or the Ensuring HOMES Act This bill sets forth additional housing protections during the COVID-19 (i.e., coronavirus disease 2019) emergency period. Mortgage holders and lenders are prohibited from requiring payment on a mortgage deferred during the COVID-19 emergency period until the later of (1) the last day of the loan term, or (2) the end of the deferral period. The bill establishes the Tenant Protection Program that provides loans to landlords who waive rent during the COVID-19 emergency period. The bill also provides for forgiveness of these loans if the landlord provides lease extensions and agrees not to evict tenants. This bill applies retroactively to the beginning of the COVID-19 emergency period and applies to any future declared COVID-19 emergency period.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

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A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Ensuring HOMES Act

Source: Congressional Research Service summary (Introduced in House)

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Rush, Bobby L. [D-IL-1] · 41 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Bennie G. Thompson (D-MS), André Carson (D-IN), Judy Chu (D-CA), Frederica S. Wilson (D-FL), Jamie Raskin (D-MD), Darren Soto (D-FL), Gilbert Ray Cisneros, Jr. (D-CA), Jahana Hayes (D-CT), Rashida Tlaib (D-MI), Eleanor Holmes Norton (D-DC), Marcy Kaptur (D-OH), Joaquin Castro (D-TX), Salud O. Carbajal (D-CA), Mark Pocan (D-WI), Jared Huffman (D-CA), Janice D. Schakowsky (D-IL), Stephen F. Lynch (D-MA), Steve Cohen (D-TN), Dwight Evans (D-PA), Mark DeSaulnier (D-CA), Henry C. "Hank" Johnson, Jr. (D-GA), Danny K. Davis (D-IL), Kweisi Mfume (D-MD)

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)

Bill: A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Introduced in House)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-116hr6492.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/116/hr>

Record fed-us-cong116-hr6492 · catalog fed-us-congress-bills-cong116 · updated 2026-11-15 by psicol fed-bills-cong116