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H.R. 6515: Rent and Mortgage Cancellation Act of 2020

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H.R. 6515: Rent and Mortgage Cancellation Act of 2020

116th Congress · introduced 2020-04-17 · Housing and Community Development · Latest: Referred to the House Committee on Financial Services.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2020-04-17 · official record
  2. Who proposed it: Rep. Omar, Ilhan [D-MN-5] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the House Committee on Financial Services. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Rent and Mortgage Cancellation Act of 2020

Plain summary

Rent and Mortgage Cancellation Act of 2020 This bill provides housing assistance during the COVID-19 (i.e., coronavirus disease 2019) public health emergency. Specifically, the bill suspends rental and mortgage payments for primary residences for a period lasting until 30 days after the termination of the federal emergency declaration relating to COVID-19. The Department of Housing and Urban Development (HUD) must establish funds to reimburse lessors and lenders for payments suspended under the bill. In addition, HUD must establish an Affordable Housing Acquisition Fund to support the acquisition of multifamily housing projects by nonprofit organizations, public housing agencies, cooperative housing associations, community land trusts, and state and local governments. For a five-year period, entities that are approved for such assistance shall be provided the first right of purchase with respect to such projects.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Rent and Mortgage Cancellation Act of 2020

Source: Congressional Research Service summary (Introduced in House)

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Omar, Ilhan [D-MN-5] · 30 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Alexandria Ocasio-Cortez (D-NY), Rashida Tlaib (D-MI), Ayanna Pressley (D-MA), Pramila Jayapal (D-WA), Mark Pocan (D-WI), Veronica Escobar (D-TX), Jesús G. "Chuy" García (D-IL), Grace Meng (D-NY), Eleanor Holmes Norton (D-DC), Bonnie Watson Coleman (D-NJ), Janice D. Schakowsky (D-IL), Jerrold Nadler (D-NY), Adriano Espaillat (D-NY), André Carson (D-IN), Nydia M. Velázquez (D-NY), Yvette D. Clarke (D-NY), Frederica S. Wilson (D-FL), James P. McGovern (D-MA)

Sponsor's campaign money: Rep. Omar, Ilhan [D-MN-5] reported raising $8.2 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong116-hr6515 · catalog fed-us-congress-bills-cong116 · updated 2026-11-15 by psicol fed-bills-cong116