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H.R. 1257: Homeless Veterans CREDIT Act

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H.R. 1257: Homeless Veterans CREDIT Act

117th Congress · introduced 2021-02-23 · Armed Forces and National Security · Latest: Received in the Senate and Read twice and referred to the Committee on Veterans' Affairs.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2021-02-23 · official record
  2. Who proposed it: Rep. Pallone, Frank, Jr. [D-NJ-6] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Received in the Senate and Read twice and referred to the Committee on Veterans' Affairs. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Homeless Veterans CREDIT Act

Plain summary

Homeless Veterans Credit Repair, Enhancement, and Debt Improvement for Tomorrow Act or the Homeless Veterans CREDIT Act This bill requires the Department of Veterans Affairs to conduct a comprehensive study on access to, and use and effects of, financial and credit counseling for homeless veterans and veterans experiencing housing instability.

Congressional Research Service summary (Passed House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Homeless Veterans CREDIT Act

Source: Congressional Research Service summary (Passed House)

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The strongest published arguments

Arguments for (supporters)

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Arguments against (opponents)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Pallone, Frank, Jr. [D-NJ-6] · 12 cosponsors

Cost estimate: CBO cost estimate: H.R. 1257, Homeless Veterans Credit Repair, Enhancement, and Debt Improvement for Tomorrow Act (2021-05-14)

Cosponsors on this site

Dan Crenshaw (R-TX), Stephen F. Lynch (D-MA), Eleanor Holmes Norton (D-DC), Nikema Williams (D-GA)

Sponsor's campaign money: Rep. Pallone, Frank, Jr. [D-NJ-6] reported raising $2.8 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong117-hr1257 · catalog fed-us-congress-bills-cong117 · updated 2026-11-15 by psicol fed-bills-cong117