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H.R. 1443: LGBTQ Business Equal Credit Enforcement and Investment Act

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H.R. 1443: LGBTQ Business Equal Credit Enforcement and Investment Act

117th Congress · introduced 2021-02-26 · Finance and Financial Sector · Latest: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2021-02-26 · official record
  2. Who proposed it: Rep. Torres, Ritchie [D-NY-15] · what a sponsor is
  3. What happened next: 2 recorded votes in our records. Latest: House roll call 182 (2021): On Passage, HR1443 (2021-06-24), Passed. See all
  4. Where it stands now: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

LGBTQ Business Equal Credit Enforcement and Investment Act

Plain summary

LGBTQ Business Equal Credit Enforcement and Investment Act This bill requires financial institutions to report certain credit application data to the Consumer Financial Protection Bureau for the purposes of enforcing fair lending laws. Specifically, financial institutions must report this data regarding lesbian-, gay-, bisexual-, transgender-, or queer-owned businesses. Currently, this data is reported regarding women-owned, minority-owned, and small businesses.

Congressional Research Service summary (Passed House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

LGBTQ Business Equal Credit Enforcement and Investment Act

Source: Congressional Research Service summary (Passed House)

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The strongest published arguments

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Torres, Ritchie [D-NY-15] · 41 cosponsors

Cost estimate: CBO cost estimate: H.R. 1443, LGBTQ Business Equal Credit Enforcement and Investment Act (2022-05-04)

Cosponsors on this site

Jake Auchincloss (D-MA), Suzanne Bonamici (D-OR), Kathy Castor (D-FL), Yvette D. Clarke (D-NY), Suzan K. DelBene (D-WA), Adriano Espaillat (D-NY), Sylvia R. Garcia (D-TX), Jesús G. "Chuy" García (D-IL), Jahana Hayes (D-CT), Henry C. "Hank" Johnson, Jr. (D-GA), Ro Khanna (D-CA), Teresa Leger Fernandez (D-NM), James P. McGovern (D-MA), Gwen Moore (D-WI), Jerrold Nadler (D-NY), Eleanor Holmes Norton (D-DC), Chris Pappas (D-NH), Jamie Raskin (D-MD), Mary Gay Scanlon (D-PA), Janice D. Schakowsky (D-IL), Marilyn Strickland (D-WA), Nydia M. Velázquez (D-NY), Bonnie Watson Coleman (D-NJ), Dina Titus (D-NV), Gregory W. Meeks (D-NY), Paul Tonko (D-NY), Judy Chu (D-CA), Sharice Davids (D-KS), Mark Pocan (D-WI), Nikema Williams (D-GA)

Sponsor's campaign money: Rep. Torres, Ritchie [D-NY-15] reported raising $7.2 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

Recorded votes

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong117-hr1443 · catalog fed-us-congress-bills-cong117 · updated 2026-11-15 by psicol fed-bills-cong117