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H.R. 1532: Improving FHA Support for Small-Dollar Mortgages Act of 2021

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H.R. 1532: Improving FHA Support for Small-Dollar Mortgages Act of 2021

117th Congress · introduced 2021-03-03 · Housing and Community Development · Latest: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2021-03-03 · official record
  2. Who proposed it: Rep. Tlaib, Rashida [D-MI-13] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Improving FHA Support for Small-Dollar Mortgages Act of 2021

Plain summary

Improving FHA Support for Small Dollar Mortgages Act of 2021 This bill directs the Department of Housing and Urban Development (HUD) to report on barriers to making Federal Housing Administration (FHA) single-family mortgage insurance available for mortgages under $70,000. Specifically, HUD must report on policies, practices, and products used by the FHA and actions that will be taken to remove such barriers.

Congressional Research Service summary (Passed House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

Improving FHA Support for Small-Dollar Mortgages Act of 2021

Source: Congressional Research Service summary (Passed House)

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The strongest published arguments

Arguments for (supporters)

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Alternatives

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Tlaib, Rashida [D-MI-13] · 2 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Nikema Williams (D-GA)

Sponsor's campaign money: Rep. Tlaib, Rashida [D-MI-13] reported raising $3.3 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong117-hr1532 · catalog fed-us-congress-bills-cong117 · updated 2026-11-15 by psicol fed-bills-cong117