H.R. 3009: Improving Language Access in Mortgage Servicing Act of 2021

117th Congress · introduced 2021-05-07 · Finance and Financial Sector · Latest: Placed on the Union Calendar, Calendar No. 281.

federal

Follow this bill, step by step

Where it came from: introduced 2021-05-07 · official record
Who proposed it: Rep. Garcia, Sylvia R. [D-TX-29] · what a sponsor is
What happened next: no floor votes in our records yet. Why?
Where it stands now: Placed on the Union Calendar, Calendar No. 281. Not final yet: this can still change. We check for updates every day.
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

Improving Language Access in Mortgage Servicing Act of 2021

Plain summary

Improving Language Access in Mortgage Servicing Act of 2021 This bill establishes language translation requirements related to residential mortgage applications and servicing. The Consumer Financial Protection Bureau (CFPB) must create a standard language preference form. Creditors and servicers must provide this form to consumers along with residential mortgage applications and certain notices related to a mortgage loan. Upon notice of a consumer's language preference, creditors and servicers must provide (1) oral interpretation services; and (2) translated documents, if available. The CFPB and the Federal Housing Finance Agency must publish translated documents used in association with a residential mortgage.

Congressional Research Service summary (Reported to House, Part I), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

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What does this mean? (plain words)

Official text

Improving Language Access in Mortgage Servicing Act of 2021

Source: Congressional Research Service summary (Reported to House, Part I)

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Garcia, Sylvia R. [D-TX-29] · 1 cosponsors

Cost estimate: CBO cost estimate: H.R. 3009, Improving Language Access in Mortgage Servicing Act of 2021 (2022-03-08)

Cosponsors on this site

Al Green (D-TX)

Sponsor's campaign money: Rep. Garcia, Sylvia R. [D-TX-29] reported raising $1.2 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)

Bill: A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Reported to House, Part I)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-117hr3009.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/117/hr>

Record fed-us-cong117-hr3009 · catalog fed-us-congress-bills-cong117 · updated 2026-11-15 by psicol fed-bills-cong117