PSI Sci
New here? Follow the money and the votes · Not sure of your district? Find your U.S. House member · Find your state legislators

H.R. 3207: PREPARE Act

Before you vote › Federal bills

H.R. 3207: PREPARE Act

117th Congress · introduced 2021-05-13 · Commerce · Latest: Referred to the House Committee on Small Business.

federal

Follow this bill, step by step

  1. Where it came from: introduced 2021-05-13 · official record
  2. Who proposed it: Rep. Morelle, Joseph D. [D-NY-25] · what a sponsor is
  3. What happened next: no floor votes in our records yet. Why?
  4. Where it stands now: Referred to the House Committee on Small Business. Not final yet: this can still change. We check for updates every day.
  5. If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

PREPARE Act

Plain summary

Providing Resources for Emergency Preparedness And Resilient Enterprises Act or the PREPARE Act This bill reauthorizes through FY2026 a pre-disaster mitigation program, administered by the Small Business Administration, for disbursing economic injury disaster loans to small businesses for protection of real estate, equipment, inventory, supplies, and materials. The bill also increases the amount for loans to take mitigating actions to protect damaged or destroyed property from possible future disasters.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

AI explanation – may be wrong, check the official text

No AI explanation yet. It takes up to a minute to write and is then saved for everyone.

Limited to a few requests an hour per person.

The strongest published arguments

Arguments for (supporters)

Needs sources: no published arguments on this side yet. We only show items backed by a published source. Suggest one.

Arguments against (opponents)

Needs sources: no published arguments on this side yet. We only show items backed by a published source. Suggest one.

Alternatives

Needs sources: no published alternatives yet (for example a different bill, a law instead of an amendment, or keeping current law). We only show items backed by a published source. Suggest one.

How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Morelle, Joseph D. [D-NY-25] · 22 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Sharice Davids (D-KS), Pete Stauber (R-MN), Jack Bergman (R-MI), Julia Brownley (D-CA), Maria Elvira Salazar (R-FL), Andrew R. Garbarino (R-NY), Marilyn Strickland (D-WA), Joe Neguse (D-CO), Ted Lieu (D-CA), James A. Himes (D-CT), Nancy Mace (R-SC), Paul Tonko (D-NY), Ed Case (D-HI), Sylvia R. Garcia (D-TX), Brian K. Fitzpatrick (R-PA), Lisa Blunt Rochester (D-DE), Eleanor Holmes Norton (D-DC)

Sponsor's campaign money: Rep. Morelle, Joseph D. [D-NY-25] reported raising $2.2 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)
Bill
A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Record fed-us-cong117-hr3207 · catalog fed-us-congress-bills-cong117 · updated 2026-11-15 by psicol fed-bills-cong117