H.R. 7465: PSLF Payment Completion Fairness Act

117th Congress · introduced 2022-04-07 · Education · Latest: Referred to the House Committee on Education and Labor.

federal

Follow this bill, step by step

Where it came from: introduced 2022-04-07 · official record
Who proposed it: Rep. Houlahan, Chrissy [D-PA-6] · what a sponsor is
What happened next: no floor votes in our records yet. Why?
Where it stands now: Referred to the House Committee on Education and Labor. Not final yet: this can still change. We check for updates every day.
If it becomes law and spends money: follow the money to money laws, then agencies and contracts and grants.

What does this mean?

Official title

PSLF Payment Completion Fairness Act

Plain summary

Public Service Loan Forgiveness Payment Completion Fairness Act or the PSLF Payment Completion Fairness Act This bill removes the requirement that a borrower must be employed in a public service job at the time of loan forgiveness under the Public Service Loan Forgiveness (PSLF) program. Under the current PSLF program, the Department of Education must cancel the balance of interest and principal due on a borrower's Federal Direct Loans after the borrower makes 120 monthly loan payments while employed in a public service job and, at the time of loan forgiveness, the borrower is employed in a public service job. This bill removes the requirement that the borrower must be working in a public service job at the time of loan forgiveness.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

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PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

PSLF Payment Completion Fairness Act

Source: Congressional Research Service summary (Introduced in House)

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Rep. Houlahan, Chrissy [D-PA-6] · 12 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

James R. Baird (R-IN), Brian K. Fitzpatrick (R-PA), André Carson (D-IN), Mike Thompson (D-CA), Joe Courtney (D-CT), Joe Neguse (D-CO), Mary Gay Scanlon (D-PA), Suzanne Bonamici (D-OR), Suzan K. DelBene (D-WA)

Sponsor's campaign money: Rep. Houlahan, Chrissy [D-PA-6] reported raising $2.1 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (1)

Bill: A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Introduced in House)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-117hr7465.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/117/hr>

Record fed-us-cong117-hr7465 · catalog fed-us-congress-bills-cong117 · updated 2026-11-15 by psicol fed-bills-cong117